Union Bankshares Inc's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 218 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Union Bankshares Inc's Score
Industry at a Glance
Industry Ranking
218 / 397
Overall Ranking
391 / 4521
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Negative
Union Bankshares Inc Highlights
StrengthsRisks
Union Bankshares, Inc. is a one-bank holding company for Union Bank. The Union Bank provides full retail, commercial, municipal banking, wealth management and trust services throughout its 18 banking offices and three loan centers covering northern Vermont and northern New Hampshire. It provides retail banking services to individuals and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, and nonprofit organizations, local municipalities and school districts within its market area. Its products and services include commercial loans for business purposes to business owners and investors for plant and equipment, working capital, real estate renovation and other sound business purposes; commercial real estate loans on income producing properties, including commercial construction loans; online mortgage applications; business checking accounts; online consumer deposit account opening, and others.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 17.88% year-on-year.
Growing
The company is in a growing phase, with the latest annual income totaling USD 54.50M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 74.32%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 74.32%.
Undervalued
The company’s latest PB is 1.47, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.08M shares, decreasing 13.71% quarter-over-quarter.
Union Bankshares, Inc. is a one-bank holding company for Union Bank. The Union Bank provides full retail, commercial, municipal banking, wealth management and trust services throughout its 18 banking offices and three loan centers covering northern Vermont and northern New Hampshire. It provides retail banking services to individuals and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, and nonprofit organizations, local municipalities and school districts within its market area. Its products and services include commercial loans for business purposes to business owners and investors for plant and equipment, working capital, real estate renovation and other sound business purposes; commercial real estate loans on income producing properties, including commercial construction loans; online mortgage applications; business checking accounts; online consumer deposit account opening, and others.