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Union Bankshares Inc

UNB

26.270USD

+0.270+1.04%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

119.56MMarket Cap

12.97P/E TTM



Union Bankshares Inc

26.270

+0.270+1.04%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively weak. Its valuation is considered fairly valued,and institutional recognition is very high. The company has shown average stock market performance, with mediocre fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

213 / 400

Overall Ranking

494 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Union Bankshares, Inc. is a one-bank holding company whose sole subsidiary is Union Bank. Its business is that of a community bank in the financial services industry. The Union Bank provides full retail, commercial, municipal banking, and wealth management and trust services. It is providing retail banking services to individuals and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, and nonprofit organizations, local municipalities and school districts within its market area. Its products and services include commercial loans for business purposes to business owners and investors for plant and equipment, working capital, real estate renovation and other sound business purposes; commercial real estate loans on income producing properties, including commercial construction loans; online mortgage applications; business checking accounts; online consumer deposit account opening, and others.

Growing

The company is in a growing phase, with the latest annual income totaling USD 45.83M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 74.32%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 74.32%.

Undervalued

The company’s latest PB is 1.68, at a low 3-year percentile range.

Institutional Buying

The latest institutional holdings are 1.92M shares, increasing 2.64% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 184.57K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.18.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 3.78, which is lower than the Banking Services industry's average of 7.06. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 12.76M, representing a year-over-year increase of 11.18%, while its net profit experienced a year-over-year increase of 18.62%.

Score

Industry at a Glance

Previous score

3.78

Change



Financials

2.95

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

2.34

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

2.77

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

5.79

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

5.08

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 12.78, which is 0.92% below the recent high of 12.90 and 29.76% above the recent low of 8.98.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 213/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 5.84, which is lower than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 26.91 and the support level at 25.39, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

5.84

Change

0.25

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(2)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.115

Neutral

RSI(14)

49.682

Neutral

STOCH(KDJ)(9,3,3)

53.300

Buy

ATR(14)

0.314

Low Volatility

CCI(14)

192.992

Buy

Williams %R

32.927

Buy

TRIX(12,20)

-0.133

Sell

StochRSI(14)

100.000

Buy

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

26.070

Buy

MA10

26.005

Buy

MA20

26.136

Buy

MA50

26.716

Sell

MA100

28.381

Sell

MA200

29.718

Sell

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 3.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 42.37%, representing a quarter-over-quarter increase of 2.91%. The largest institutional shareholder is The Vanguard, holding a total of 184.57K shares, representing 4.06% of shares outstanding, with 23.57% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Mercia (Susan F Hovey)

388.98K

Walter M. Sargent Revocable Trust

240.12K

Sargent (Richard C)

220.72K

Fidelity Management & Research Company LLC

205.45K

-1.41%

The Vanguard Group, Inc.

Star Investors

151.27K

+1.88%

BlackRock Institutional Trust Company, N.A.

16.58K

-1.22%

Geode Capital Management, L.L.C.

42.01K

+4.07%

Cardinal Capital Management Inc

82.74K

+8.74%

Fidelity Institutional Asset Management

74.71K

Northern Trust Investments, Inc.

23.94K

+1.42%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.09, which is lower than the Banking Services industry's average of 5.23. The company's beta value is 0.57. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.