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Union Bankshares Inc

UNB

24.840USD

-0.370-1.47%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

113.83MMarket Cap

9.96P/E TTM



Union Bankshares Inc

24.840

-0.370-1.47%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Union Bankshares Inc

Currency: USD Updated: 2026-02-05

Key Insights

Union Bankshares Inc's fundamentals are relatively weak, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 206 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Union Bankshares Inc's Score

Industry at a Glance

Industry Ranking

206 / 397

Overall Ranking

358 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Union Bankshares Inc Highlights

StrengthsRisks

Union Bankshares, Inc. is a one-bank holding company for Union Bank. The Union Bank provides full retail, commercial, municipal banking, wealth management and trust services throughout its 18 banking offices and three loan centers covering northern Vermont and northern New Hampshire. It provides retail banking services to individuals and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, and nonprofit organizations, local municipalities and school districts within its market area. Its products and services include commercial loans for business purposes to business owners and investors for plant and equipment, working capital, real estate renovation and other sound business purposes; commercial real estate loans on income producing properties, including commercial construction loans; online mortgage applications; business checking accounts; online consumer deposit account opening, and others.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 17.88% year-on-year.

Growing

The company is in a growing phase, with the latest annual income totaling USD 54.50M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 74.32%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 74.32%.

Undervalued

The company’s latest PB is 1.49, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.08M shares, decreasing 13.71% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 19.01K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.18.

Analyst Rating

Based on 0 analysts

Current Rating

0.000

Target Price

0.00%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-05

The current financial score of Union Bankshares Inc is 7.70, ranking 188 out of 397 in the Banking Services industry. Its financial status is weak, and its operating efficiency is high.

Score

Industry at a Glance

Previous score

7.70

Change



Financials

3.12

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.80

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.57

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Union Bankshares Inc's Company Valuation

Currency: USD Updated: 2026-02-05

The current valuation score of Union Bankshares Inc is 6.39, ranking 361 out of 397 in the Banking Services industry. Its current P/E ratio is 10.11, which is 91.32% below the recent high of 19.33 and 31.23% above the recent low of 6.95.

Score

Industry at a Glance

Previous score

6.39

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 206/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-05

No earnings forecast score is currently available for Union Bankshares Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-05

The current price momentum score of Union Bankshares Inc is 8.82, ranking 253 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 25.87 and the support level at 24.21, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.91

Change

-0.09

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.010

Buy

RSI(14)

55.366

Neutral

STOCH(KDJ)(9,3,3)

65.051

Neutral

ATR(14)

0.638

High Vlolatility

CCI(14)

70.277

Neutral

Williams %R

44.848

Buy

TRIX(12,20)

0.191

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

24.996

Sell

MA10

24.856

Sell

MA20

24.682

Buy

MA50

23.938

Buy

MA100

24.027

Buy

MA200

26.382

Sell

Institutional Confidence

Currency: USD Updated: 2026-02-05

The current institutional shareholding score of Union Bankshares Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 23.55%, representing a quarter-over-quarter decrease of 5.60%. The largest institutional shareholder is The Vanguard, holding a total of 198.18K shares, representing 4.32% of shares outstanding, with 29.76% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Mercia (Susan F Hovey)

388.98K

Walter M. Sargent Revocable Trust

240.12K

Sargent (Richard C)

220.72K

The Vanguard Group, Inc.

Star Investors

185.09K

+0.29%

Fidelity Management & Research Company LLC

140.60K

-31.56%

BlackRock Institutional Trust Company, N.A.

140.60K

+20.76%

Cardinal Capital Management Inc

96.20K

+13.83%

Geode Capital Management, L.L.C.

86.06K

-0.28%

Fidelity Institutional Asset Management

51.65K

-30.87%

Cannell & Spears LLC

42.08K

Risk Assessment

Currency: USD Updated: 2026-02-05

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Union Bankshares Inc is 3.87, ranking 361 out of 397 in the Banking Services industry. The company's beta value is 0.40. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Union Bankshares Inc’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.