Upstart Holdings Inc's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 130/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 60.00.In the medium term, the stock price is expected to trend down.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Upstart Holdings Inc's Score
Industry at a Glance
Industry Ranking
130 / 404
Overall Ranking
180 / 4592
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
14
analysts
Buy
Current Rating
60.000
Target Price
+27.90%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Upstart Holdings Inc Highlights
StrengthsRisks
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 635.47M.
Fairly Valued
The company’s latest PB is 6.45, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 64.46M shares, increasing 0.11% quarter-over-quarter.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Ticker SymbolUPST
CompanyUpstart Holdings Inc
CEOGirouard (Dave)
Website
FAQs
What is the current price of Upstart Holdings Inc (UPST)?
The current price of Upstart Holdings Inc (UPST) is 46.050.
What is the symbol of Upstart Holdings Inc?
The ticker symbol of Upstart Holdings Inc is UPST.
What is the 52-week high of Upstart Holdings Inc?
The 52-week high of Upstart Holdings Inc is 96.429.
What is the 52-week low of Upstart Holdings Inc?
The 52-week low of Upstart Holdings Inc is 31.400.
What is the market capitalization of Upstart Holdings Inc?
The market capitalization of Upstart Holdings Inc is 4.48B.
What is the net income of Upstart Holdings Inc?
The net income of Upstart Holdings Inc is -128.58M.
Is Upstart Holdings Inc (UPST) currently rated as Buy, Hold, or Sell?
According to analysts, Upstart Holdings Inc (UPST) has an overall rating of Buy, with a price target of 60.000.
What is the Earnings Per Share (EPS TTM) of Upstart Holdings Inc (UPST)?
The Earnings Per Share (EPS TTM) of Upstart Holdings Inc (UPST) is 0.442.