Upstart Holdings Inc
UPST43.730USD
-1.230-2.74%
Close 12/31, 16:00（ET）Quotes delayed by 15 min
4.25BMarket Cap
98.99P/E TTM
More Details of Upstart Holdings Inc Company
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Upstart Holdings Inc Info
Ticker SymbolUPST
Company nameUpstart Holdings Inc
IPO dateDec 16, 2020
CEOGirouard (Dave)
Number of employees1193
Security typeOrdinary Share
Fiscal year-endDec 16
Address2950 S. Delaware Street, Suite 410
CitySAN MATEO
Stock exchangeNASDAQ OMX - NASDAQ BASIC
CountryUnited States of America
Postal code94403
Phone16502041000
Website
Ticker SymbolUPST
IPO dateDec 16, 2020
CEOGirouard (Dave)
Company Executives of Upstart Holdings Inc
Name
Name/Position
Position
Shareholding
Change
Mr. Paul Gu
Mr. Paul Gu
Co-Founder, Chief Technology Officer, Director
Co-Founder, Chief Technology Officer, Director
953.67K
--
Mr. Sanjay Datta
Mr. Sanjay Datta
Chief Financial Officer
Chief Financial Officer
94.66K
-12.58%
Mr. Ciaran O'kelly
Mr. Ciaran O'kelly
Independent Director
Independent Director
23.56K
+22.41%
Mr. Jeffrey T. (Jeff) Huber
Mr. Jeffrey T. (Jeff) Huber
Independent Director
Independent Director
21.39K
+25.26%
Mr. Peter Bernard
Mr. Peter Bernard
Independent Director
Independent Director
1.10K
--
Mr. Scott Darling
Mr. Scott Darling
Chief Legal Officer, Corporate Secretary
Chief Legal Officer, Corporate Secretary
--
--
Ms. Mary M. Hentges
Ms. Mary M. Hentges
Independent Director
Independent Director
--
--
Mr. Hilliard C. Terry, III
Mr. Hilliard C. Terry, III
Independent Director
Independent Director
--
--
Mr. Dave Girouard
Mr. Dave Girouard
Chairman of the Board, Chief Executive Officer, Co-Founder
Chairman of the Board, Chief Executive Officer, Co-Founder
--
--
Ms. Kerry W. Cooper
Ms. Kerry W. Cooper
Lead Independent Director
Lead Independent Director
--
--
Name
Name/Position
Position
Shareholding
Change
Mr. Paul Gu
Mr. Paul Gu
Co-Founder, Chief Technology Officer, Director
Co-Founder, Chief Technology Officer, Director
953.67K
--
Mr. Sanjay Datta
Mr. Sanjay Datta
Chief Financial Officer
Chief Financial Officer
94.66K
-12.58%
Mr. Ciaran O'kelly
Mr. Ciaran O'kelly
Independent Director
Independent Director
23.56K
+22.41%
Mr. Jeffrey T. (Jeff) Huber
Mr. Jeffrey T. (Jeff) Huber
Independent Director
Independent Director
21.39K
+25.26%
Mr. Peter Bernard
Mr. Peter Bernard
Independent Director
Independent Director
1.10K
--
Mr. Scott Darling
Mr. Scott Darling
Chief Legal Officer, Corporate Secretary
Chief Legal Officer, Corporate Secretary
--
--
Revenue Breakdown
FY2025Q2
FY2025Q1
Relevant data have not been disclosed by the company yet.
By RegionUSD
Name
Revenue
Proportion
United States
257.29M
0.00%
By Business
By Region
Relevant data have not been disclosed by the company yet.
Shareholding Stats
Updated: Mon, Nov 17
Updated: Mon, Nov 17
Shareholders
Shareholder Types
Shareholders
Shareholders
Proportion
Girouard (David)
11.04%
The Vanguard Group, Inc.
8.45%
BlackRock Institutional Trust Company, N.A.
5.82%
Citadel Advisors LLC
4.63%
Jericho Capital Asset Management L.P.
4.61%
Other
65.45%
Shareholders
Shareholders
Proportion
Girouard (David)
11.04%
The Vanguard Group, Inc.
8.45%
BlackRock Institutional Trust Company, N.A.
5.82%
Citadel Advisors LLC
4.63%
Jericho Capital Asset Management L.P.
4.61%
Other
65.45%
Shareholder Types
Shareholders
Proportion
Investment Advisor
30.29%
Hedge Fund
18.63%
Investment Advisor/Hedge Fund
15.62%
Individual Investor
12.27%
Research Firm
5.94%
Sovereign Wealth Fund
1.08%
Bank and Trust
0.71%
Family Office
0.36%
Pension Fund
0.28%
Other
14.82%
Institutional Shareholding
Updated: 19 hours ago
Updated: 19 hours ago
Reporting Period
No. of institutions
Shares Held
Proportion
Change
2025Q4
823
70.73M
72.70%
+2.62M
2025Q3
820
64.46M
66.26%
+69.57K
2025Q2
803
72.70M
75.58%
-2.14M
2025Q1
829
73.10M
76.86%
-1.70M
2024Q4
808
71.53M
76.43%
+4.71M
2024Q3
781
62.89M
69.35%
+4.14M
2024Q2
807
52.32M
58.94%
-11.09M
2024Q1
951
51.69M
58.96%
-18.13M
2023Q4
1029
56.34M
66.26%
-14.95M
2023Q3
1092
52.48M
61.93%
-22.27M
View more
Shareholder Activity
Name
Shares Held
Proportion
Change
Chg %
Date
Girouard (David)
10.74M
11.04%
--
--
Sep 15, 2025
The Vanguard Group, Inc.
8.22M
8.45%
-18.38K
-0.22%
Sep 30, 2025
BlackRock Institutional Trust Company, N.A.
5.67M
5.82%
+33.99K
+0.60%
Sep 30, 2025
Citadel Advisors LLC
4.50M
4.63%
+4.20M
+1419.79%
Oct 02, 2025
Jericho Capital Asset Management L.P.
4.48M
4.61%
+826.97K
+22.63%
Sep 30, 2025
Slate Path Capital LP
2.73M
2.81%
+2.73M
--
Sep 30, 2025
State Street Investment Management (US)
2.05M
2.11%
-24.67K
-1.19%
Sep 30, 2025
Geode Capital Management, L.L.C.
2.04M
2.1%
+32.66K
+1.63%
Sep 30, 2025
Squarepoint Capital LLP
1.36M
1.39%
+345.13K
+34.13%
Sep 30, 2025
Marex Group plc
1.30M
1.34%
+1.12M
+613.85%
Sep 30, 2025
View more
Related ETFs
Updated: Sat, Dec 6
Updated: Sat, Dec 6
Name
Proportion
Alger Weatherbie Enduring Growth ETF
4.23%
YieldMax Ultra Option Income Strategy ETF
2.58%
Global X Robotics & Artificial Intelligence ETF
1.66%
First Trust Nasdaq AI and Robotics ETF
0.96%
Global X FinTech ETF
0.88%
State Street SPDR FactSet Innovative Technolgy ETF
0.53%
Main Thematic Innovation ETF
0.52%
First Trust Mid Cap Growth AlphaDEX Fund
0.41%
Zacks Small/Mid Cap ETF
0.39%
State Street SPDR S&P Kensho New Econ Comp ETF
0.26%
View more
Alger Weatherbie Enduring Growth ETF
Proportion4.23%
YieldMax Ultra Option Income Strategy ETF
Proportion2.58%
Global X Robotics & Artificial Intelligence ETF
Proportion1.66%
First Trust Nasdaq AI and Robotics ETF
Proportion0.96%
Global X FinTech ETF
Proportion0.88%
State Street SPDR FactSet Innovative Technolgy ETF
Proportion0.53%
Main Thematic Innovation ETF
Proportion0.52%
First Trust Mid Cap Growth AlphaDEX Fund
Proportion0.41%
Zacks Small/Mid Cap ETF
Proportion0.39%
State Street SPDR S&P Kensho New Econ Comp ETF
Proportion0.26%
Dividend
A total of
0.00
USD has been distributed in dividends over the past 5 years.
Date
Dividend
Record Date
Payment Date
Ex-dividend Date
No Data
Stock Split
Date
Type
Ratio
No Data
Date
Type
Ratio
No Data
FAQs
Who are the top five shareholders of Upstart Holdings Inc?
The top five shareholders of Upstart Holdings Inc are:
Girouard (David) holds 10.74M shares, accounting for 11.04% of the total shares.
The Vanguard Group, Inc. holds 8.22M shares, accounting for 8.45% of the total shares.
BlackRock Institutional Trust Company, N.A. holds 5.67M shares, accounting for 5.82% of the total shares.
Citadel Advisors LLC holds 4.50M shares, accounting for 4.63% of the total shares.
Jericho Capital Asset Management L.P. holds 4.48M shares, accounting for 4.61% of the total shares.
Girouard (David) holds 10.74M shares, accounting for 11.04% of the total shares.
The Vanguard Group, Inc. holds 8.22M shares, accounting for 8.45% of the total shares.
BlackRock Institutional Trust Company, N.A. holds 5.67M shares, accounting for 5.82% of the total shares.
Citadel Advisors LLC holds 4.50M shares, accounting for 4.63% of the total shares.
Jericho Capital Asset Management L.P. holds 4.48M shares, accounting for 4.61% of the total shares.
What are the top three shareholder types of Upstart Holdings Inc?
The top three shareholder types of Upstart Holdings Inc are:
Girouard (David)
The Vanguard Group, Inc.
BlackRock Institutional Trust Company, N.A.
Girouard (David)
The Vanguard Group, Inc.
BlackRock Institutional Trust Company, N.A.
How many institutions hold shares of Upstart Holdings Inc (UPST)?
As of 2025Q4, 823 institutions hold shares of Upstart Holdings Inc, with a combined market value of approximately 70.73M, accounting for 72.70% of the total shares. Compared to 2025Q3, institutional shareholding has increased by 6.44%.
What is the biggest source of revenue for Upstart Holdings Inc?
In FY2025Q2, the -- business generated the highest revenue for Upstart Holdings Inc, amounting to -- and accounting for --% of total revenue.
