First Financial Corp's fundamentals are relatively healthy, with industry-average ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 122 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 68.00.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
First Financial Corp's Score
Industry at a Glance
Industry Ranking
122 / 397
Overall Ranking
186 / 4521
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Positive
First Financial Corp Highlights
StrengthsRisks
First Financial Corporation is the holding company for First Financial Bank N.A. (the Bank). It offers a variety of financial services, including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its subsidiary. The Bank's loan portfolio includes commercial loans, real estate mortgages and consumer loans. Its commercial loans are predominately loans to expand a business or finance asset purchases. Its real estate mortgages are secured by 1-4 family residences and are generally owner-occupied and include residential real estate and residential real estate construction loans. Its consumer portfolio primarily consists of home equity loans and lines (secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. The Bank has approximately 83 branches in Indiana, Illinois, Kentucky, and others.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 25.86% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 256.91M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.49%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.49%.
Overvalued
The company’s latest PB is 1.24, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 10.01M shares, decreasing 1.57% quarter-over-quarter.
First Financial Corporation is the holding company for First Financial Bank N.A. (the Bank). It offers a variety of financial services, including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its subsidiary. The Bank's loan portfolio includes commercial loans, real estate mortgages and consumer loans. Its commercial loans are predominately loans to expand a business or finance asset purchases. Its real estate mortgages are secured by 1-4 family residences and are generally owner-occupied and include residential real estate and residential real estate construction loans. Its consumer portfolio primarily consists of home equity loans and lines (secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. The Bank has approximately 83 branches in Indiana, Illinois, Kentucky, and others.