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First Financial Corp

THFF

59.720USD

+1.760+3.04%
Close 09/18, 16:00ETQuotes delayed by 15 min
707.72MMarket Cap
11.42P/E TTM

First Financial Corp

59.720

+1.760+3.04%

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-18

Key Insights

The company's fundamentals are relatively stable. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking
45 / 400
Overall Ranking
136 / 4721
Industry
Banking Services

Support & Resistance

No Data

Score Analysis

Current score
Previous score

Analyst Rating

Based on 3 analysts
Buy
Current Rating
61.500
Target Price
+6.11%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks
First Financial Corporation is the holding company for First Financial Bank N.A. (the Bank). It offers a variety of financial services including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its subsidiary. The Bank's loan portfolio includes commercial loans, real estate mortgages and consumer loans. Its commercial loans are predominately loans to expand a business or finance asset purchases. Its real estate mortgages are secured by 1-4 family residences and are generally owner-occupied and include residential real estate and residential real estate construction loans. Its consumer portfolio primarily consists of home equity loans and lines (typically secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. The Bank has 70 banking centers in Illinois, Indiana, Kentucky and Tennessee.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 46.49%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 46.49%.
Overvalued
The company’s latest PB is 1.20, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 10.01M shares, decreasing 2.61% quarter-over-quarter.
Held by The Vanguard
Star Investor The Vanguard holds 753.16K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-18

The company's current financial score is 8.10, which is higher than the Banking Services industry's average of 7.07. Its financial status is weak, and its operating efficiency is high. Its latest quarterly revenue reached 62.90M, representing a year-over-year increase of 29.76%, while its net profit experienced a year-over-year increase of 63.48%.

Score

Industry at a Glance

Previous score
8.10
Change
0

Financials

5.90

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data

Quality of Earnings

8.33

Operational Efficiency

9.46

Growth Potential

7.75

Shareholder Returns

9.08

Company Valuation

Currency: USD Updated: 2025-09-18

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 11.07, which is -5.59% below the recent high of 10.45 and 32.67% above the recent low of 7.45.

Score

Industry at a Glance

Previous score
1.20
Change
0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 45/400
No Data

Earnings Forecast

Currency: USD Updated: 2025-09-18

The company’s current earnings forecast score is 7.33, which is lower than the Banking Services industry's average of 7.39. The average price target for First Financial Corp is 61.50, with a high of 62.00 and a low of 61.00.

Score

Industry at a Glance

Previous score
7.33
Change
0

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts
Buy
Current Rating
61.500
Target Price
+6.11%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
First Financial Corp
THFF
3
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
Wells Fargo & Co
WFC
25
US Bancorp
USB
25
Regions Financial Corp
RF
24
1
2
3
...
61

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-18

The company’s current price momentum score is 7.43, which is lower than the Banking Services industry's average of 7.69. Sideways: Currently, the stock price is trading between the resistance level at 60.77 and the support level at 55.15, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
7.43
Change
1.88

Support & Resistance

No Data

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(3)
Buy(3)
Indicators
Value
Direction
MACD(12,26,9)
-0.296
Neutral
RSI(14)
62.199
Neutral
STOCH(KDJ)(9,3,3)
60.457
Buy
ATR(14)
1.217
High Vlolatility
CCI(14)
53.379
Neutral
Williams %R
26.684
Buy
TRIX(12,20)
0.197
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
58.234
Buy
MA10
58.408
Buy
MA20
58.528
Buy
MA50
56.479
Buy
MA100
54.345
Buy
MA200
51.308
Buy

Institutional Confidence

Currency: USD Updated: 2025-09-18

The company’s current institutional recognition score is 7.00, which is higher than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 84.47%, representing a quarter-over-quarter decrease of 0.55%. The largest institutional shareholder is The Vanguard, holding a total of 753.16K shares, representing 6.36% of shares outstanding, with 10.78% increase in holdings.

Score

Industry at a Glance

Previous score
7.00
Change
0

Institutional Shareholding

No Data

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
1.12M
+3.80%
The Vanguard Group, Inc.
Star Investors
669.39K
-1.47%
Dimensional Fund Advisors, L.P.
730.18K
-1.47%
First Financial Corp
593.34K
-22.10%
State Street Global Advisors (US)
431.24K
-5.68%
Charles Schwab Investment Management, Inc.
380.49K
+304.42%
LSV Asset Management
384.31K
+2.07%
Geode Capital Management, L.L.C.
290.63K
+5.40%
American Century Investment Management, Inc.
257.69K
+9.47%
BlackRock Financial Management, Inc.
250.18K
+25.42%
1
2

Risk Assessment

Currency: USD Updated: 2025-09-18

The company’s current risk assessment score is 6.03, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.44. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.

Score

Industry at a Glance

Previous score
6.03
Change
0
Beta vs S&P 500 index
0.45
VaR
+2.29%
240-Day Maximum Drawdown
+20.19%
240-Day Volatility
+33.53%
Return
Best Daily Return
60 days
+5.21%
120 days
+5.45%
5 years
+14.34%
Worst Daily Return
60 days
-4.20%
120 days
-7.76%
5 years
-7.76%
Sharpe Ratio
60 days
+2.16
120 days
+1.24
5 years
+0.58
Risk Assessment
Maximum Drawdown
240 days
+20.19%
3 years
+35.69%
5 years
+35.69%
Return-to-Drawdown Ratio
240 days
+1.87
3 years
+0.19
5 years
+0.27
Skewness
240 days
+1.42
3 years
+0.68
5 years
+0.68
Volatility
Realised Volatility
240 days
+33.53%
5 years
+27.99%
Standardised True Range
240 days
+2.39%
5 years
+1.78%
Downside Risk-Adjusted Return
120 days
+181.53%
240 days
+181.53%
Maximum Daily Upside Volatility
60 days
+20.06%
Maximum Daily Downside Volatility
60 days
+15.50%
Liquidity
Average Turnover Rate
60 days
+0.44%
120 days
+0.53%
5 years
--
Turnover Deviation
20 days
-11.48%
60 days
+1.98%
120 days
+22.74%

Peer Comparison

Banking Services
First Financial Corp
First Financial Corp
THFF
6.84 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Enova International Inc
Enova International Inc
ENVA
7.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Dime Community Bancshares Inc
Dime Community Bancshares Inc
DCOM
7.59 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SouthState Corp
SouthState Corp
SSB
7.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Axos Financial Inc
Axos Financial Inc
AX
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
UMB Financial Corp
UMB Financial Corp
UMBF
7.48 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
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