Provident Financial Holdings Inc's fundamentals are relatively healthy, and its growth potential is significant.Its valuation is considered fairly valued, ranking 178/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 16.00.In the medium term, the stock price is expected to remain stable.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Provident Financial Holdings Inc's Score
Industry at a Glance
Industry Ranking
178 / 404
Overall Ranking
274 / 4582
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
2
analysts
Hold
Current Rating
16.000
Target Price
+6.60%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Provident Financial Holdings Inc Highlights
StrengthsRisks
Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp. The business activities of the Bank include community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations include accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in the origination of single-family, multi-family and commercial real estate loans and, to a lesser extent, construction, commercial business, consumer and other mortgage loans to be held for investment. It operates 12 full-service banking offices in Riverside County.
Growing
The company is in a growing phase, with the latest annual income totaling USD 37.52M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 60.21%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 60.21%.
Overvalued
The company’s latest PB is 0.81, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 3.17M shares, decreasing 7.91% quarter-over-quarter.
Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp. The business activities of the Bank include community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations include accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in the origination of single-family, multi-family and commercial real estate loans and, to a lesser extent, construction, commercial business, consumer and other mortgage loans to be held for investment. It operates 12 full-service banking offices in Riverside County.
Ticker SymbolPROV
CompanyProvident Financial Holdings Inc
CEOTernes (Donavon P)
Websitehttps://ir.myprovident.com/
FAQs
What is the current price of Provident Financial Holdings Inc (PROV)?
The current price of Provident Financial Holdings Inc (PROV) is 15.970.
What is the symbol of Provident Financial Holdings Inc?
The ticker symbol of Provident Financial Holdings Inc is PROV.
What is the 52-week high of Provident Financial Holdings Inc?
The 52-week high of Provident Financial Holdings Inc is 16.650.
What is the 52-week low of Provident Financial Holdings Inc?
The 52-week low of Provident Financial Holdings Inc is 12.980.
What is the market capitalization of Provident Financial Holdings Inc?
The market capitalization of Provident Financial Holdings Inc is 103.98M.
What is the net income of Provident Financial Holdings Inc?
The net income of Provident Financial Holdings Inc is 6.25M.
Is Provident Financial Holdings Inc (PROV) currently rated as Buy, Hold, or Sell?
According to analysts, Provident Financial Holdings Inc (PROV) has an overall rating of Hold, with a price target of 16.000.
What is the Earnings Per Share (EPS TTM) of Provident Financial Holdings Inc (PROV)?
The Earnings Per Share (EPS TTM) of Provident Financial Holdings Inc (PROV) is 0.909.