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Provident Financial Holdings Inc

PROV

16.050USD

+0.040+0.25%

Close 03/30, 16:00（ET）Quotes delayed by 15 min

183.60MMarket Cap

16.03P/E TTM



Provident Financial Holdings Inc

16.050

+0.040+0.25%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Provident Financial Holdings Inc

Currency: USD Updated: 2026-03-27

Key Insights

Provident Financial Holdings Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 160 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Hold, with the highest price target at 16.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Provident Financial Holdings Inc's Score

Industry at a Glance

Industry Ranking

160 / 400

Overall Ranking

274 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Provident Financial Holdings Inc Highlights

StrengthsRisks

Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp. The business activities of the Bank include community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations include accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in the origination of single-family, multi-family and commercial real estate loans and, to a lesser extent, construction, commercial business, consumer and other mortgage loans to be held for investment. It operates 12 full-service banking offices in Riverside County.

Growing

The company is in a growing phase, with the latest annual income totaling USD 37.52M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 60.21%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 60.21%.

Overvalued

The company’s latest PB is 0.81, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.14M shares, decreasing 5.90% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 218.95K shares of this stock.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

16.000

Target Price

-0.50%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Provident Financial Holdings Inc is 5.46, ranking 310 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 9.48M, representing a year-over-year increase of 2.94%, while its net profit experienced a year-over-year increase of 64.68%.

Score

Industry at a Glance

Previous score

5.46

Change



Financials

6.20

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

5.02

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

4.65

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

5.38

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.07

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Provident Financial Holdings Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Provident Financial Holdings Inc is 8.06, ranking 148 out of 400 in the Banking Services industry. Its current P/E ratio is 15.99, which is 12.14% below the recent high of 17.93 and 42.81% above the recent low of 9.14.

Score

Industry at a Glance

Previous score

8.06

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 160/400

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

The current earnings forecast score of Provident Financial Holdings Inc is 6.00, ranking 278 out of 400 in the Banking Services industry. The average price target is 16.00, with a high of 16.00 and a low of 16.00.

Score

Industry at a Glance

Previous score

6.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 1 analysts

Hold

Current Rating

16.000

Target Price

-0.06%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

307

Total

Median

Average

Company name

Ratings

Analysts

Provident Financial Holdings Inc

PROV

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Provident Financial Holdings Inc is 7.03, ranking 190 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 16.35 and the support level at 15.68, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.20

Change

-0.17

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(5)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.005

Neutral

RSI(14)

48.975

Neutral

STOCH(KDJ)(9,3,3)

43.010

Neutral

ATR(14)

0.248

Low Volatility

CCI(14)

-64.120

Neutral

Williams %R

50.820

Neutral

TRIX(12,20)

-0.008

Sell

StochRSI(14)

32.073

Buy

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

16.077

Sell

MA10

16.068

Sell

MA20

16.057

Sell

MA50

16.114

Sell

MA100

15.881

Buy

MA200

15.719

Buy

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Provident Financial Holdings Inc is 3.00, ranking 251 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 49.25%, representing a quarter-over-quarter increase of 0.74%. The largest institutional shareholder is The Vanguard, holding a total of 275.76K shares, representing 4.33% of shares outstanding, with 3.79% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Provident Savings Bank, F.S.B. ESOP

697.21K

+3.31%

Dimensional Fund Advisors, L.P.

490.46K

Raffles Capital Management, LLC

391.79K

Fourthstone LLC

230.82K

+100.35%

Manulife Investment Management (North America) Limited

319.45K

-3.25%

M3F, Inc.

366.04K

-8.76%

Columbia Threadneedle Investments (US)

283.66K

-2.26%

The Vanguard Group, Inc.

Star Investors

280.74K

BlackRock Institutional Trust Company, N.A.

274.73K

+0.33%

Renaissance Technologies LLC

Star Investors

227.15K

-1.43%

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Provident Financial Holdings Inc is 4.69, ranking 304 out of 400 in the Banking Services industry. The company's beta value is 0.29. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.