Old Second Bancorp Inc's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 100/402 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 22.08.In the medium term, the stock price is expected to trend up.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Old Second Bancorp Inc's Score
Industry at a Glance
Industry Ranking
100 / 402
Overall Ranking
163 / 4562
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
6
analysts
Buy
Current Rating
22.083
Target Price
+11.53%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Old Second Bancorp Inc Highlights
StrengthsRisks
Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 15.44% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 269.38M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 11.04%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 11.04%.
Overvalued
The company’s latest PB is 1.22, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 34.41M shares, decreasing 2.87% quarter-over-quarter.
Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.
Ticker SymbolOSBC
CompanyOld Second Bancorp Inc
CEOEccher (James L)
Websitehttps://www.oldsecond.com/
FAQs
What is the current price of Old Second Bancorp Inc (OSBC)?
The current price of Old Second Bancorp Inc (OSBC) is 20.130.
What is the symbol of Old Second Bancorp Inc?
The ticker symbol of Old Second Bancorp Inc is OSBC.
What is the 52-week high of Old Second Bancorp Inc?
The 52-week high of Old Second Bancorp Inc is 20.960.
What is the 52-week low of Old Second Bancorp Inc?
The 52-week low of Old Second Bancorp Inc is 14.140.
What is the market capitalization of Old Second Bancorp Inc?
The market capitalization of Old Second Bancorp Inc is 1.06B.
What is the net income of Old Second Bancorp Inc?
The net income of Old Second Bancorp Inc is 85.26M.
Is Old Second Bancorp Inc (OSBC) currently rated as Buy, Hold, or Sell?
According to analysts, Old Second Bancorp Inc (OSBC) has an overall rating of Buy, with a price target of 22.083.
What is the Earnings Per Share (EPS TTM) of Old Second Bancorp Inc (OSBC)?
The Earnings Per Share (EPS TTM) of Old Second Bancorp Inc (OSBC) is 1.508.