Old Second Bancorp Inc

OSBC

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20.430USD

-0.280-1.35%

Close 05/15, 16:00（ET）Quotes delayed by 15 min

Old Second Bancorp Inc's Score

Industry at a Glance

Industry Ranking

82 / 394

Overall Ranking

152 / 4482

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Old Second Bancorp Inc Highlights

StrengthsRisks

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 17.83% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 11.04%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 11.04%.

Fairly Valued

The company’s latest PB is 1.18, at a medium 3-year percentile range.

Institutional Buying

The latest institutional holdings are 41.77M shares, increasing 7.45% quarter-over-quarter.

Held by Invesco

Star Investor Invesco holds 53.38K shares of this stock.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

23.200

Target Price

+12.02%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of Old Second Bancorp Inc is 5.04, ranking 347 out of 394 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 89.66M, representing a year-over-year increase of 27.48%, while its net profit experienced a year-over-year increase of 29.02%.

Score

Industry at a Glance

Previous score

5.04

Change

0

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Financials

5.77

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.

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Quality of Earnings

2.67

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.

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Operational Efficiency

2.87

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.

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Growth Potential

8.76

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.

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Shareholder Returns

5.14

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of Old Second Bancorp Inc is 8.84, ranking 27 out of 394 in the Banking Services industry. Its current P/E ratio is 12.09, which is 15.10% below the recent high of 13.91 and 49.48% above the recent low of 6.11.

Score

Industry at a Glance

Previous score

8.84

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 82/394

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of Old Second Bancorp Inc is 8.00, ranking 55 out of 394 in the Banking Services industry. The average price target is 22.50, with a high of 24.50 and a low of 19.00.

Score

Industry at a Glance

Previous score

8.00

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of Old Second Bancorp Inc is 7.25, ranking 67 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 21.93 and the support level at 19.09, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.32

Change

-0.07

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of Old Second Bancorp Inc is 7.00, ranking 70 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 81.21%, representing a quarter-over-quarter increase of 15.99%. The largest institutional shareholder is Ken Fisher, holding a total of 97.28K shares, representing 0.19% of shares outstanding, with 21.10% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

3.30M

+9.82%

Dimensional Fund Advisors, L.P.

2.20M

+4.08%

FJ Capital Management, LLC

1.92M

+4.50%

Davis Asset Management, L.P.

1.50M

+8.34%

State Street Investment Management (US)

1.37M

+4.74%

American Century Investment Management, Inc.

1.39M

+13.07%

Boston Partners

817.31K

+344.57%

Geode Capital Management, L.L.C.

1.36M

+18.40%

Kennedy Capital Management LLC

1.09M

+9.66%

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The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Old Second Bancorp Inc is 8.55, ranking 79 out of 394 in the Banking Services industry. The company's beta value is 0.70. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

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