Indicators
Indicators
Value
Direction
MACD(12,26,9)
0.065
Neutral
RSI(14)
46.083
Neutral
STOCH(KDJ)(9,3,3)
50.356
Neutral
ATR(14)
0.480
Low Volatility
CCI(14)
-7.890
Neutral
Williams %R
51.961
Neutral
TRIX(12,20)
-0.127
Sell
StochRSI(14)
0.000
Sell
Old Second Bancorp Inc
OSBC19.570USD
-0.130-0.66%
Close 03/27, 16:00（ET）Quotes delayed by 15 min
878.17MMarket Cap
11.91P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of Old Second Bancorp Inc
Currency: USD Updated: 2026-03-27Key Insights
Old Second Bancorp Inc's fundamentals are relatively stable, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 82 out of 400 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 23.83.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Old Second Bancorp Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Old Second Bancorp Inc Highlights
StrengthsRisks
Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 17.83% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 11.04%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 11.04%.
Fairly Valued
The company’s latest PB is 1.15, at a medium 3-year percentile range.
Institutional Buying
The latest institutional holdings are 36.88M shares, increasing 1.85% quarter-over-quarter.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 215.00 shares of this stock.
Analyst Rating
Based on
6
analysts
Buy
Current Rating
23.667
Target Price
+20.14%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Financial Health
Currency: USD Updated: 2026-03-27The current financial score of Old Second Bancorp Inc is 5.04, ranking 353 out of 400 in the Banking Services industry. Its financial status is weak, and its operating efficiency is low. Its latest quarterly revenue reached 91.26M, representing a year-over-year increase of 32.62%, while its net profit experienced a year-over-year increase of 50.64%.
Score
Financials
5.77
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
2.67
Operational Efficiency
2.87
Growth Potential
8.76
Shareholder Returns
5.14
Old Second Bancorp Inc's Company Valuation
Currency: USD Updated: 2026-03-27The current valuation score of Old Second Bancorp Inc is 8.84, ranking 29 out of 400 in the Banking Services industry. Its current P/E ratio is 11.91, which is 16.83% below the recent high of 13.91 and 48.72% above the recent low of 6.11.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 82/400
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2026-03-27The current earnings forecast score of Old Second Bancorp Inc is 8.33, ranking 43 out of 400 in the Banking Services industry. The average price target is 22.50, with a high of 24.50 and a low of 19.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
6
analysts
Buy
Current Rating
23.667
Target Price
+20.14%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
307
Total
4
Median
5
Average
Company name
Ratings
Analysts
Old Second Bancorp Inc
OSBC
6
JPMorgan Chase & Co
JPM
27
Wells Fargo & Co
WFC
27
Bank of America Corp
BAC
26
US Bancorp
USB
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
62
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2026-03-27The current price momentum score of Old Second Bancorp Inc is 7.05, ranking 180 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 20.20 and the support level at 18.92, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
19.660
Sell
MA10
19.577
Sell
MA20
19.634
Sell
MA50
20.092
Sell
MA100
19.730
Sell
MA200
18.774
Buy
Institutional Confidence
Currency: USD Updated: 2026-03-27The current institutional shareholding score of Old Second Bancorp Inc is 7.00, ranking 56 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 70.02%, representing a quarter-over-quarter increase of 7.17%. The largest institutional shareholder is The Vanguard, holding a total of 3.27M shares, representing 6.20% of shares outstanding, with 3.35% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Dimensional Fund Advisors, L.P.
FJ Capital Management, LLC
Davis Asset Management, L.P.
State Street Investment Management (US)
American Century Investment Management, Inc.
Geode Capital Management, L.L.C.
Kennedy Capital Management LLC
1
2
Risk Assessment
Currency: USD Updated: 2026-03-27The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Old Second Bancorp Inc is 8.55, ranking 80 out of 400 in the Banking Services industry. The company's beta value is 0.76. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.
Score
Beta vs S&P 500 index
0.75
VaR
+2.87%
240-Day Maximum Drawdown
+13.21%
240-Day Volatility
+32.56%
Return
Best Daily Return
60 days
+5.40%
120 days
+5.40%
5 years
+10.32%
Worst Daily Return
60 days
-6.40%
120 days
-6.40%
5 years
-8.99%
Sharpe Ratio
60 days
-0.01
120 days
+1.12
5 years
+0.45
Risk Assessment
Maximum Drawdown
240 days
+13.21%
3 years
+25.52%
5 years
+36.56%
Return-to-Drawdown Ratio
240 days
+2.68
3 years
+0.97
5 years
+0.24
Skewness
240 days
-0.15
3 years
+0.20
5 years
+0.11
Volatility
Realised Volatility
240 days
+32.56%
5 years
+33.59%
Standardised True Range
240 days
+2.55%
5 years
+2.27%
Downside Risk-Adjusted Return
120 days
+153.34%
240 days
+153.34%
Maximum Daily Upside Volatility
60 days
+20.01%
Maximum Daily Downside Volatility
60 days
+22.90%
Liquidity
Average Turnover Rate
60 days
+0.47%
120 days
+0.48%
5 years
--
Turnover Deviation
20 days
-21.04%
60 days
-4.73%
120 days
-2.42%
Peer Comparison
Banking Services
Old Second Bancorp Inc
OSBC
7.22 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OneMain Holdings Inc
OMF
8.60 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
International Bancshares Corp
IBOC
8.55 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
OFG Bancorp
OFG
8.52 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
SLM Corp
SLM
8.50 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
SYF
8.41 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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