OP Bancorp's fundamentals are relatively healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 70/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 16.50.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
OP Bancorp's Score
Industry at a Glance
Industry Ranking
70 / 404
Overall Ranking
124 / 4578
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
2
analysts
Buy
Current Rating
16.500
Target Price
+20.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
OP Bancorp Highlights
StrengthsRisks
OP Bancorp is the holding company for Open Bank (the Bank). The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada and is focused on serving the banking needs of small- and medium-sized businesses, professionals, and residents, with a particular emphasis on Korean and other ethnic minority communities. Its lending activities are diversified and include commercial real estate, commercial and industrial, SBA, home mortgage, and consumer loans. The Bank operates approximately 11 full-service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, and Santa Clara, California, Carrollton, Texas and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California, Atlanta, Georgia, Aurora, Colorado, Lynnwood, Washington, and Fairfax, Virginia.
Growing
The company is in a growing phase, with the latest annual income totaling USD 80.05M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 34.52%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 34.52%.
Overvalued
The company’s latest PB is 0.97, at a high 3-year percentile range.
Institutional Buying
The latest institutional holdings are 9.46M shares, increasing 8.77% quarter-over-quarter.
OP Bancorp is the holding company for Open Bank (the Bank). The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada and is focused on serving the banking needs of small- and medium-sized businesses, professionals, and residents, with a particular emphasis on Korean and other ethnic minority communities. Its lending activities are diversified and include commercial real estate, commercial and industrial, SBA, home mortgage, and consumer loans. The Bank operates approximately 11 full-service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, and Santa Clara, California, Carrollton, Texas and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California, Atlanta, Georgia, Aurora, Colorado, Lynnwood, Washington, and Fairfax, Virginia.