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OP Bancorp

OPBK

14.200USD

-0.020-0.14%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

211.43MMarket Cap

8.23P/E TTM



OP Bancorp

14.200

-0.020-0.14%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of OP Bancorp

Currency: USD Updated: 2026-02-06

Key Insights

OP Bancorp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 95 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 16.50.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OP Bancorp's Score

Industry at a Glance

Industry Ranking

95 / 397

Overall Ranking

151 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

OP Bancorp Highlights

StrengthsRisks

OP Bancorp is the holding company for Open Bank (the Bank). The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada and is focused on serving the banking needs of small- and medium-sized businesses, professionals, and residents, with a particular emphasis on Korean and other ethnic minority communities. Its lending activities are diversified and include commercial real estate, commercial and industrial, SBA, home mortgage, and consumer loans. The Bank operates approximately 11 full-service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, and Santa Clara, California, Carrollton, Texas and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California, Atlanta, Georgia, Aurora, Colorado, Lynnwood, Washington, and Fairfax, Virginia.

Growing

The company is in a growing phase, with the latest annual income totaling USD 91.90M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 34.52%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 34.52%.

Fairly Valued

The company’s latest PB is 0.93, at a medium 3-year percentile range.

Institutional Selling

The latest institutional holdings are 9.74M shares, decreasing 10.57% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 704.23K shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of 0.17.

Analyst Rating

Based on 2 analysts

Buy

Current Rating

16.500

Target Price

+16.03%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of OP Bancorp is 8.94, ranking 39 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 23.55M, representing a year-over-year increase of 12.98%, while its net profit experienced a year-over-year increase of 44.36%.

Score

Industry at a Glance

Previous score

8.94

Change



Financials

7.82

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.14

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

8.75

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

OP Bancorp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of OP Bancorp is 8.55, ranking 81 out of 397 in the Banking Services industry. Its current P/E ratio is 8.23, which is 58.86% below the recent high of 13.08 and 56.61% above the recent low of 3.57.

Score

Industry at a Glance

Previous score

8.55

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 95/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of OP Bancorp is 7.00, ranking 188 out of 397 in the Banking Services industry. The average price target is 16.50, with a high of 17.00 and a low of 16.00.

Score

Industry at a Glance

Previous score

7.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 2 analysts

Buy

Current Rating

16.500

Target Price

+16.03%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

OP Bancorp

OPBK

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of OP Bancorp is 7.32, ranking 309 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 15.10 and the support level at 13.34, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

7.36

Change

-0.04

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(5)

Buy(0)

Indicators

Value

Direction

MACD(12,26,9)

0.014

Neutral

RSI(14)

49.627

Neutral

STOCH(KDJ)(9,3,3)

57.148

Neutral

ATR(14)

0.476

Low Volatility

CCI(14)

13.898

Neutral

Williams %R

52.841

Neutral

TRIX(12,20)

-0.040

Sell

StochRSI(14)

0.000

Sell

Moving Average

Sell(3)

Neutral(0)

Buy(3)

Indicators

Value

Direction

MA5

14.386

Sell

MA10

14.066

Buy

MA20

14.259

Sell

MA50

14.221

Sell

MA100

13.883

Buy

MA200

13.518

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of OP Bancorp is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 65.43%, representing a quarter-over-quarter increase of 2.98%. The largest institutional shareholder is The Vanguard, holding a total of 704.23K shares, representing 4.73% of shares outstanding, with 11.03% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Diversify Advisory Services LLC

1.84M

+145.38%

Choi (Brian J)

1.31M

+0.35%

The Vanguard Group, Inc.

Star Investors

700.29K

-0.82%

AllianceBernstein L.P.

684.23K

-13.38%

BlackRock Institutional Trust Company, N.A.

637.30K

+9.70%

Kim (Min J)

611.42K

Dimensional Fund Advisors, L.P.

586.89K

+0.02%

Manulife Investment Management (North America) Limited

580.39K

-0.49%

Shin (Yong Sin)

497.26K

+0.65%

Truffle Hound Capital, LLC

400.00K

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of OP Bancorp is 5.30, ranking 276 out of 397 in the Banking Services industry. The company's beta value is 0.64. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.