Heritage Commerce Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 57 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 13.40.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Heritage Commerce Corp's Score
Industry at a Glance
Industry Ranking
57 / 397
Overall Ranking
104 / 4521
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
Heritage Commerce Corp Highlights
StrengthsRisks
Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 78.61%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 78.61%.
Overvalued
The company’s latest PB is 1.20, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 49.74M shares, decreasing 7.70% quarter-over-quarter.
Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.