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Heritage Commerce Corp

HTBK

13.700USD

+0.290+2.16%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

839.50MMarket Cap

19.41P/E TTM



Heritage Commerce Corp

13.700

+0.290+2.16%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Heritage Commerce Corp

Currency: USD Updated: 2026-02-06

Key Insights

Heritage Commerce Corp's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 57 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 13.40.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Heritage Commerce Corp's Score

Industry at a Glance

Industry Ranking

57 / 397

Overall Ranking

104 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

Heritage Commerce Corp Highlights

StrengthsRisks

Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 78.61%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 78.61%.

Overvalued

The company’s latest PB is 1.20, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 49.74M shares, decreasing 7.70% quarter-over-quarter.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 5.15K shares of this stock.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

13.400

Target Price

-0.30%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Heritage Commerce Corp is 8.42, ranking 113 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 49.44M, representing a year-over-year increase of 18.78%, while its net profit experienced a year-over-year increase of 39.89%.

Score

Industry at a Glance

Previous score

8.42

Change



Financials

6.47

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.96

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

6.67

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Heritage Commerce Corp's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Heritage Commerce Corp is 7.31, ranking 273 out of 397 in the Banking Services industry. Its current P/E ratio is 19.41, which is 0.00% below the recent high of 19.41 and 70.54% above the recent low of 5.72.

Score

Industry at a Glance

Previous score

7.31

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 57/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of Heritage Commerce Corp is 7.20, ranking 170 out of 397 in the Banking Services industry. The average price target is 12.00, with a high of 12.50 and a low of 11.00.

Score

Industry at a Glance

Previous score

7.20

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts

Buy

Current Rating

13.400

Target Price

-0.30%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

306

Total

Median

Average

Company name

Ratings

Analysts

Heritage Commerce Corp

HTBK

JPMorgan Chase & Co

JPM

Wells Fargo & Co

WFC

Bank of America Corp

BAC

US Bancorp

USB

PNC Financial Services Group Inc

PNC

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Heritage Commerce Corp is 9.15, ranking 208 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 14.27 and the support level at 12.67, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.98

Change

0.17

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.093

Buy

RSI(14)

69.648

Neutral

STOCH(KDJ)(9,3,3)

84.013

Buy

ATR(14)

0.396

High Vlolatility

CCI(14)

134.498

Buy

Williams %R

9.023

Overbought

TRIX(12,20)

0.290

Sell

StochRSI(14)

100.000

Overbought

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

13.358

Buy

MA10

13.019

Buy

MA20

12.895

Buy

MA50

12.319

Buy

MA100

11.254

Buy

MA200

10.477

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Heritage Commerce Corp is 7.00, ranking 57 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 81.06%, representing a quarter-over-quarter increase of 0.47%. The largest institutional shareholder is The Vanguard, holding a total of 3.43M shares, representing 5.59% of shares outstanding, with 1.12% decrease in holdings.

Score

Industry at a Glance

Previous score

7.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

5.63M

+0.46%

The Vanguard Group, Inc.

Star Investors

3.93M

+11.04%

Dimensional Fund Advisors, L.P.

3.39M

-1.10%

State Street Investment Management (US)

2.21M

+17.61%

Wellington Management Company, LLP

1.74M

-42.24%

Boston Partners

1.68M

+52.06%

BlackRock Financial Management, Inc.

1.66M

+19.81%

Holdco Asset Management, LP

1.62M

JP Morgan Asset Management

1.59M

+0.26%

Geode Capital Management, L.L.C.

1.58M

+0.72%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Heritage Commerce Corp is 7.09, ranking 195 out of 397 in the Banking Services industry. The company's beta value is 0.77. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Heritage Commerce Corp’s latest ESG disclosure leads the Banking Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.