German American Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 34 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 47.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
German American Bancorp Inc's Score
Industry at a Glance
Industry Ranking
34 / 397
Overall Ranking
77 / 4521
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Neutral
German American Bancorp Inc Highlights
StrengthsRisks
German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 48.54% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 324.69M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 38.00%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 38.00%.
Fairly Valued
The company’s latest PB is 1.43, at a medium 3-year percentile range.
German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.