Indicators
Indicators
Value
Direction
MACD(12,26,9)
-0.239
Neutral
RSI(14)
49.508
Neutral
STOCH(KDJ)(9,3,3)
15.849
Sell
ATR(14)
0.638
High Vlolatility
CCI(14)
-68.939
Neutral
Williams %R
65.891
Sell
TRIX(12,20)
0.157
Sell
StochRSI(14)
26.768
Buy
German American Bancorp Inc
GABC40.120USD
+0.190+0.48%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
1.50BMarket Cap
13.90P/E TTM
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score of German American Bancorp Inc
Currency: USD Updated: 2025-12-26Key Insights
German American Bancorp Inc's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 76/403 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 46.00.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
German American Bancorp Inc's Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
6
analysts
Buy
Current Rating
46.000
Target Price
+16.25%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
German American Bancorp Inc Highlights
StrengthsRisks
German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 38.00%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 38.00%.
Undervalued
The company’s latest PB is 1.34, at a low 3-year percentile range.
Held by PRFDX
Star Investor PRFDX holds 13.33K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.16.
Financial Health
Currency: USD Updated: 2025-12-26The current financial score of German American Bancorp Inc is 9.19, ranking 22/403 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 84.71M, representing a year-over-year increase of 51.06%, while its net profit experienced a year-over-year increase of 66.64%.
Score
Financials
8.87
Key Metrics
Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.
Quality of Earnings
8.15
Operational Efficiency
10.00
Growth Potential
9.90
Shareholder Returns
9.04
German American Bancorp Inc's Company Valuation
Currency: USD Updated: 2025-12-26The current valuation score of German American Bancorp Inc is 7.01, ranking 303/403 in the Banking Services industry. Its current P/E ratio is 13.90, which is 20.93% below the recent high of 16.81 and 40.15% above the recent low of 8.32.
Score
Valuation Dimensions
P/E
P/B
P/S
P/CF
Industry Ranking 76/403
Relevant data have not been disclosed by the company yet.
Earnings Forecast
Currency: USD Updated: 2025-12-26The current earnings forecast score of German American Bancorp Inc is 7.33, ranking 175/403 in the Banking Services industry. The average price target for German American Bancorp Inc is 45.00, with a high of 52.00 and a low of 44.00.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Analyst Rating
Based on
6
analysts
Buy
Current Rating
46.000
Target Price
+16.25%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell
Peer Comparison
304
Total
4
Median
5
Average
Company name
Ratings
Analysts
German American Bancorp Inc
GABC
6
Wells Fargo & Co
WFC
26
JPMorgan Chase & Co
JPM
26
Bank of America Corp
BAC
26
US Bancorp
USB
25
Regions Financial Corp
RF
25
1
2
3
...
61
Financial Forecasting
EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Price Momentum
Currency: USD Updated: 2025-12-26The current price momentum score of German American Bancorp Inc is 6.57, ranking 351/403 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 41.55 and the support level at 38.97, making it suitable for range-bound swing trading.
Score
Support & Resistance
Relevant data have not been disclosed by the company yet.
Indicators
The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.
This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.
Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.
Moving Average
Indicators
Value
Direction
MA5
40.256
Sell
MA10
40.791
Sell
MA20
40.365
Sell
MA50
39.570
Buy
MA100
39.817
Buy
MA200
39.055
Buy
Institutional Confidence
Currency: USD Updated: 2025-12-26The current institutional shareholding score of German American Bancorp Inc is 5.00, ranking 157/403 in the Banking Services industry. The latest institutional shareholding proportion is 51.07%, representing a quarter-over-quarter decrease of 0.46%. The largest institutional shareholder is The Vanguard, holding a total of 2.18M shares, representing 5.83% of shares outstanding, with 4.06% increase in holdings.
Score
Institutional Shareholding
Relevant data have not been disclosed by the company yet.
Shareholder Activity
Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
Franklin Mutual Advisers, LLC
Charles Schwab Investment Management, Inc.
Champlain Investment Partners, LLC
Dimensional Fund Advisors, L.P.
Geode Capital Management, L.L.C.
State Street Investment Management (US)
Seger (Thomas W)
German American Bancorp Inc
1
2
Risk Assessment
Currency: USD Updated: 2025-12-26The current risk assessment score of German American Bancorp Inc is 8.57, ranking 54/403 in the Banking Services industry. The company's beta value is 0.66. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.
Score
Beta vs S&P 500 index
0.66
VaR
+2.53%
240-Day Maximum Drawdown
+17.72%
240-Day Volatility
+29.65%
Return
Best Daily Return
60 days
+3.31%
120 days
+4.74%
5 years
+12.84%
Worst Daily Return
60 days
-3.41%
120 days
-3.41%
5 years
-7.48%
Sharpe Ratio
60 days
+0.50
120 days
-0.05
5 years
+0.08
Risk Assessment
Maximum Drawdown
240 days
+17.72%
3 years
+35.74%
5 years
+47.06%
Return-to-Drawdown Ratio
240 days
+0.29
3 years
+0.02
5 years
-0.07
Skewness
240 days
-0.00
3 years
+0.68
5 years
+0.38
Volatility
Realised Volatility
240 days
+29.65%
5 years
+30.80%
Standardised True Range
240 days
+2.33%
5 years
+2.39%
Downside Risk-Adjusted Return
120 days
-8.12%
240 days
-8.12%
Maximum Daily Upside Volatility
60 days
+17.73%
Maximum Daily Downside Volatility
60 days
+14.88%
Liquidity
Average Turnover Rate
60 days
+0.40%
120 days
+0.38%
5 years
--
Turnover Deviation
20 days
-16.47%
60 days
+16.03%
120 days
+9.81%
Peer Comparison
Banking Services
German American Bancorp Inc
GABC
7.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
EWBC
8.86 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Credicorp Ltd
BAP
8.85 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AER
8.83 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
CFG
8.79 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
WTFC
8.63 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
View more
FAQs
How does TradingKey generate the Stock Score of German American Bancorp Inc?
The TradingKey Stock Score provides a comprehensive assessment of German American Bancorp Inc based on 34 indicators derived from over 100 underlying data points. These indicators are categorised into six key dimensions: financial health, company profile, earnings forecasts, price momentum, institutional confidence, and risk assessment, collectively providing investors with a thorough analysis of German American Bancorp Inc’s performance and outlook.
How do we generate the financial health score of German American Bancorp Inc?
To generate the financial health score of German American Bancorp Inc, we analyse various key financial indicators across several core dimensions, including financial fundamentals, earnings quality, operational efficiency, growth potential, and shareholder returns. By integrating these comprehensive data, the financial health score not only reflects German American Bancorp Inc's overall stability, operational efficiency, and growth potential but also captures the investment returns delivered to shareholders. This score aims to support rational decision-making for investors and other stakeholders. A higher score indicates a better financial health of German American Bancorp Inc.
How do we generate the company valuation score of German American Bancorp Inc?
To generate the company valuation score of German American Bancorp Inc, we use several key financial ratios, including P/E, P/B, P/S, and P/CF. These metrics compare German American Bancorp Inc’s market value to its earnings, assets, sales, and cash flow, serving as core indicators for assessing company value. By analysing these ratios in an all-round manner, the valuation score reflects not only the market’s current perception of German American Bancorp Inc’s value but also its future profitability and growth potential, thereby supporting more informed investment decisions. A higher score indicates a fairer valuation of German American Bancorp Inc.
How do we generate the earnings forecast score of German American Bancorp Inc?
To calculate the earnings forecast score of German American Bancorp Inc, we consider various key indicators such as analyst ratings, financial forecasts, support and resistance levels, and peer comparisons:Current ratings and price targets directly reflect analysts’ expectations, while the upside space indicates their views on the stock’s growth potential.Financial metrics like earnings per share (EPS), revenue, net income, and earnings before interest and taxes (EBIT) are core measures for assessing profitability.By analysing the high, median, and low ranges of the target price, we can identify price trends and determine key support and resistance levels.Comparing these indicators against peers provides context for the stock’s performance and helps
anchor more realistic expectations.These factors together form a comprehensive earnings forecast score that accurately reflects the stock’s expected financial performance and growth potential. A higher score suggests that analysts have a more optimistic outlook on German American Bancorp Inc’s future.
How do we generate the price momentum score of German American Bancorp Inc?
When generating the price momentum score for German American Bancorp Inc, we examine momentum indicators including support and resistance levels as well as volume metrics.Support levels represent price points where buying interest is strong enough to prevent further declines, while resistance levels indicate prices where selling pressure may hinder upward movement. By analysing typical price volume alongside total volume, we assess overall market activity and liquidity. These indicators help identify price trends and potential shifts, enabling more accurate predictions of future earnings.This comprehensive approach can reflect market sentiment and enable rational forecasts of German American Bancorp Inc’s prices. A higher score indicates a more stable short-term price trend for German American Bancorp Inc.
How do we generate the institutional confidence score of German American Bancorp Inc?
To generate the institutional confidence score of German American Bancorp Inc, we analyse both the proportion of shares held by institutions and the number of shares they own. A higher institutional ownership percentage indicates strong confidence of professional investors, which is generally a positive signal about German American Bancorp Inc’s potential. By examining the number of shares held, we gain deeper insight into institutions’ commitment and attitude toward the stock, as institutional investors typically conduct thorough analysis before making investment decisions. Understanding institutional confidence helps us refine earnings forecasts and provides a more reliable perspective on the company’s future performance and market stability. A higher score indicates greater institutional endorsement of German American Bancorp Inc.
How do we generate the risk management score of German American Bancorp Inc?
To assess the risk management score of German American Bancorp Inc, we examine multiple key indicators related to returns, risk, volatility, and liquidity.The highest and lowest daily returns reflect the potential size of gains and losses, while the Sharpe ratio measures risk-adjusted return performance. On the risk side, we analyse maximum drawdown and the return-to-drawdown ratio to identify extreme loss scenarios. Skewness helps assess the distribution of returns and whether performance may be biased. Volatility indicators—such as realised volatility and standardised true range—reveal price fluctuations. Downside risk-adjusted returns provide insight into potential losses and gains. Lastly, liquidity metrics like average turnover rate and turnover deviation indicate how actively the stock is traded.These indicators together provide a multi-dimensional understanding of German American Bancorp Inc’s risk-return profile, serving as core factors of the risk management score. A higher score indicates lower risk on the side of German American Bancorp Inc.
