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German American Bancorp Inc

GABC
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41.640USD
-0.600-1.42%
Close 05/15, 16:00ETQuotes delayed by 15 min
1.56BMarket Cap
11.44P/E TTM

German American Bancorp Inc

41.640
-0.600-1.42%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of German American Bancorp Inc

Currency: USD Updated: 2026-05-15

Key Insights

German American Bancorp Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 91 out of 394 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 49.00.In the medium term, the stock price is expected to remain stable.Despite a weak stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

German American Bancorp Inc's Score

Industry at a Glance

Industry Ranking
91 / 394
Overall Ranking
162 / 4482
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

German American Bancorp Inc Highlights

StrengthsRisks
German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 48.54% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 324.69M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 38.00%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 38.00%.
Undervalued
The company’s latest PB is 1.33, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 19.81M shares, decreasing 4.88% quarter-over-quarter.
Held by Paul Tudor Jones
Star Investor Paul Tudor Jones holds 60.07K shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.21.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
49.000
Target Price
+16.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-05-15

The current financial score of German American Bancorp Inc is 7.16, ranking 211 out of 394 in the Banking Services industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 87.82M, representing a year-over-year increase of 25.38%, while its net profit experienced a year-over-year increase of 215.22%.

Score

Industry at a Glance

Previous score
7.16
Change
0

Financials

7.23

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

6.31

Operational Efficiency

6.21

Growth Potential

8.47

Shareholder Returns

7.57

German American Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-05-15

The current valuation score of German American Bancorp Inc is 7.01, ranking 292 out of 394 in the Banking Services industry. Its current P/E ratio is 11.44, which is 46.97% below the recent high of 16.81 and 27.26% above the recent low of 8.32.

Score

Industry at a Glance

Previous score
7.01
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 91/394
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-05-15

The current earnings forecast score of German American Bancorp Inc is 7.60, ranking 129 out of 394 in the Banking Services industry. The average price target is 45.00, with a high of 52.00 and a low of 44.00.

Score

Industry at a Glance

Previous score
7.60
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
49.000
Target Price
+16.00%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

308
Total
4
Median
5
Average
Company name
Ratings
Analysts
German American Bancorp Inc
GABC
5
JPMorgan Chase & Co
JPM
27
Bank of America Corp
BAC
27
Wells Fargo & Co
WFC
26
US Bancorp
USB
23
PNC Financial Services Group Inc
PNC
23
1
2
3
...
62

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-05-15

The current price momentum score of German American Bancorp Inc is 6.59, ranking 283 out of 394 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 43.79 and the support level at 40.49, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.61
Change
-0.02

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(2)
Neutral(2)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.500
Neutral
RSI(14)
38.150
Neutral
STOCH(KDJ)(9,3,3)
10.572
Oversold
ATR(14)
0.935
Low Volatility
CCI(14)
-176.999
Sell
Williams %R
95.461
Oversold
TRIX(12,20)
-0.010
Sell
StochRSI(14)
0.000
Oversold
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
42.322
Sell
MA10
42.916
Sell
MA20
43.184
Sell
MA50
42.307
Sell
MA100
41.887
Sell
MA200
40.811
Buy

Institutional Confidence

Currency: USD Updated: 2026-05-15

The current institutional shareholding score of German American Bancorp Inc is 5.00, ranking 165 out of 394 in the Banking Services industry. The latest institutional shareholding proportion is 52.75%, representing a quarter-over-quarter increase of 3.28%. The largest institutional shareholder is Chuck Royce, holding a total of 548.45K shares, representing 1.46% of shares outstanding, with 27.33% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
2.32M
+0.44%
Franklin Mutual Advisers, LLC
1.81M
-1.17%
Charles Schwab Investment Management, Inc.
1.41M
+1.70%
Dimensional Fund Advisors, L.P.
1.19M
+0.60%
German American Bancorp Inc
954.29K
+59.61%
Geode Capital Management, L.L.C.
914.64K
+0.05%
State Street Investment Management (US)
910.75K
+0.11%
Champlain Investment Partners, LLC
761.52K
-41.17%
Royce Investment Partners
Star Investors
507.63K
+3.96%
1
2

Risk Assessment

Currency: USD Updated: 2026-05-15

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of German American Bancorp Inc is 9.12, ranking 28 out of 394 in the Banking Services industry. The company's beta value is 0.58. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
9.12
Change
0
Beta vs S&P 500 index
0.57
VaR
+2.49%
240-Day Maximum Drawdown
+11.92%
240-Day Volatility
+26.02%

Return

Best Daily Return
60 days
+2.42%
120 days
+4.55%
5 years
+12.84%
Worst Daily Return
60 days
-3.85%
120 days
-3.85%
5 years
-7.48%
Sharpe Ratio
60 days
-0.65
120 days
+0.94
5 years
+0.30

Risk Assessment

Maximum Drawdown
240 days
+11.92%
3 years
+26.30%
5 years
+41.16%
Return-to-Drawdown Ratio
240 days
+0.85
3 years
+0.65
5 years
+0.05
Skewness
240 days
+0.26
3 years
+0.88
5 years
+0.39

Volatility

Realised Volatility
240 days
+26.02%
5 years
+30.58%
Standardised True Range
240 days
+2.20%
5 years
+2.29%
Downside Risk-Adjusted Return
120 days
+168.14%
240 days
+168.14%
Maximum Daily Upside Volatility
60 days
+17.18%
Maximum Daily Downside Volatility
60 days
+19.10%

Liquidity

Average Turnover Rate
60 days
+0.40%
120 days
+0.38%
5 years
--
Turnover Deviation
20 days
-22.01%
60 days
+11.33%
120 days
+6.00%

Peer Comparison

Banking Services
German American Bancorp Inc
German American Bancorp Inc
GABC
7.09 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Royal Bank of Canada
Royal Bank of Canada
RY
8.49 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Prosperity Bancshares Inc
Prosperity Bancshares Inc
PB
8.47 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.42 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Synchrony Financial
Synchrony Financial
SYF
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
AerCap Holdings NV
AerCap Holdings NV
AER
8.38 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
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