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German American Bancorp Inc

GABC
44.370USD
+0.050+0.11%
Close 02/06, 16:00ETQuotes delayed by 15 min
1.66BMarket Cap
14.50P/E TTM

German American Bancorp Inc

44.370
+0.050+0.11%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of German American Bancorp Inc

Currency: USD Updated: 2026-02-06

Key Insights

German American Bancorp Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 34 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 47.00.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

German American Bancorp Inc's Score

Industry at a Glance

Industry Ranking
34 / 397
Overall Ranking
77 / 4521
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

German American Bancorp Inc Highlights

StrengthsRisks
German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 48.54% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 324.69M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 38.00%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 38.00%.
Fairly Valued
The company’s latest PB is 1.43, at a medium 3-year percentile range.
Held by CI Select Canadian Equity Fund
Star Investor CI Select Canadian Equity Fund holds 158.00 shares of this stock.
Lower Market Activity
The company has less investor interest, with a 20-day turnover ratio of -0.16.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
47.000
Target Price
+6.05%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of German American Bancorp Inc is 9.16, ranking 21 out of 397 in the Banking Services industry. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 87.96M, representing a year-over-year increase of 48.79%, while its net profit experienced a year-over-year increase of 53.73%.

Score

Industry at a Glance

Previous score
9.16
Change
0

Financials

8.81

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

8.13

Operational Efficiency

10.00

Growth Potential

9.83

Shareholder Returns

9.04

German American Bancorp Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of German American Bancorp Inc is 7.01, ranking 300 out of 397 in the Banking Services industry. Its current P/E ratio is 14.50, which is 15.94% below the recent high of 16.81 and 42.62% above the recent low of 8.32.

Score

Industry at a Glance

Previous score
7.01
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 34/397
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

The current earnings forecast score of German American Bancorp Inc is 7.60, ranking 131 out of 397 in the Banking Services industry. The average price target is 45.00, with a high of 52.00 and a low of 44.00.

Score

Industry at a Glance

Previous score
7.60
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Analyst Rating

Based on 5 analysts
Buy
Current Rating
47.000
Target Price
+6.26%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

306
Total
4
Median
5
Average
Company name
Ratings
Analysts
German American Bancorp Inc
GABC
5
Wells Fargo & Co
WFC
27
JPMorgan Chase & Co
JPM
27
US Bancorp
USB
26
Bank of America Corp
BAC
26
PNC Financial Services Group Inc
PNC
25
1
2
3
...
61

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of German American Bancorp Inc is 9.37, ranking 110 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 46.60 and the support level at 40.55, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
9.42
Change
-0.05

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(1)
Neutral(1)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
0.748
Buy
RSI(14)
67.175
Neutral
STOCH(KDJ)(9,3,3)
87.527
Overbought
ATR(14)
1.346
High Vlolatility
CCI(14)
139.784
Buy
Williams %R
11.667
Overbought
TRIX(12,20)
0.326
Sell
StochRSI(14)
100.000
Overbought
Moving Average
Sell(0)
Neutral(0)
Buy(6)
Indicators
Value
Direction
MA5
43.848
Buy
MA10
42.618
Buy
MA20
41.452
Buy
MA50
40.669
Buy
MA100
39.930
Buy
MA200
39.636
Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of German American Bancorp Inc is 5.00, ranking 154 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 51.07%, representing a quarter-over-quarter decrease of 0.46%. The largest institutional shareholder is The Vanguard, holding a total of 2.27M shares, representing 6.06% of shares outstanding, with 8.29% increase in holdings.

Score

Industry at a Glance

Previous score
5.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
BlackRock Institutional Trust Company, N.A.
2.31M
-0.75%
The Vanguard Group, Inc.
Star Investors
2.18M
-5.97%
Franklin Mutual Advisers, LLC
1.84M
+3.57%
Charles Schwab Investment Management, Inc.
1.39M
+1.46%
Champlain Investment Partners, LLC
1.29M
-0.76%
Dimensional Fund Advisors, L.P.
1.18M
+0.37%
Geode Capital Management, L.L.C.
914.16K
-4.06%
State Street Investment Management (US)
909.78K
+6.61%
Seger (Thomas W)
679.67K
+0.18%
German American Bancorp Inc
597.90K
+1.30%
1
2

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of German American Bancorp Inc is 9.12, ranking 29 out of 397 in the Banking Services industry. The company's beta value is 0.63. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

Score

Industry at a Glance

Previous score
9.12
Change
0
Beta vs S&P 500 index
0.63
VaR
+2.53%
240-Day Maximum Drawdown
+14.73%
240-Day Volatility
+28.97%

Return

Best Daily Return
60 days
+4.55%
120 days
+4.74%
5 years
+12.84%
Worst Daily Return
60 days
-3.28%
120 days
-3.41%
5 years
-7.48%
Sharpe Ratio
60 days
+2.00
120 days
+0.92
5 years
+0.22

Risk Assessment

Maximum Drawdown
240 days
+14.73%
3 years
+26.30%
5 years
+41.31%
Return-to-Drawdown Ratio
240 days
+0.84
3 years
+0.42
5 years
+0.01
Skewness
240 days
+0.02
3 years
+0.77
5 years
+0.38

Volatility

Realised Volatility
240 days
+28.97%
5 years
+30.70%
Standardised True Range
240 days
+2.11%
5 years
+2.16%
Downside Risk-Adjusted Return
120 days
+169.15%
240 days
+169.15%
Maximum Daily Upside Volatility
60 days
+22.17%
Maximum Daily Downside Volatility
60 days
+15.55%

Liquidity

Average Turnover Rate
60 days
+0.40%
120 days
+0.38%
5 years
--
Turnover Deviation
20 days
-16.47%
60 days
+16.03%
120 days
+9.81%

Peer Comparison

Banking Services
German American Bancorp Inc
German American Bancorp Inc
GABC
8.15 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
East West Bancorp Inc
East West Bancorp Inc
EWBC
8.92 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Citizens Financial Group Inc
Citizens Financial Group Inc
CFG
8.81 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Shinhan Financial Group Co Ltd
Shinhan Financial Group Co Ltd
SHG
8.77 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Wintrust Financial Corp
Wintrust Financial Corp
WTFC
8.73 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
GATX Corp
GATX Corp
GATX
8.68 /10
Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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