German American Bancorp Inc

GABC

41.190USD

-0.350-0.84%

Close 03/27, 16:00（ET）Quotes delayed by 15 min

German American Bancorp Inc's Score

Industry at a Glance

Industry Ranking

61 / 400

Overall Ranking

118 / 4542

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Neutral

German American Bancorp Inc Highlights

StrengthsRisks

German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 48.54% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 324.69M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 38.00%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 38.00%.

Undervalued

The company’s latest PB is 1.33, at a low 3-year percentile range.

Held by CI Select Canadian Equity Fund

Star Investor CI Select Canadian Equity Fund holds 158.00 shares of this stock.

Lower Market Activity

The company has less investor interest, with a 20-day turnover ratio of -0.16.

Analyst Rating

Based on 6 analysts

Buy

Current Rating

47.333

Target Price

+13.95%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current financial score of German American Bancorp Inc is 7.16, ranking 215 out of 400 in the Banking Services industry. Its financial status is stable, and its operating efficiency is average. Its latest quarterly revenue reached 87.96M, representing a year-over-year increase of 48.79%, while its net profit experienced a year-over-year increase of 53.73%.

Score

Industry at a Glance

Previous score

7.16

Change

0



Financials

7.23

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

6.31

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

6.21

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

8.47

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

7.57

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

The current valuation score of German American Bancorp Inc is 7.01, ranking 297 out of 400 in the Banking Services industry. Its current P/E ratio is 13.46, which is 24.89% below the recent high of 16.81 and 38.18% above the recent low of 8.32.

Score

Industry at a Glance

Previous score

7.01

Change

0

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 61/400

Relevant data have not been disclosed by the company yet.

The current earnings forecast score of German American Bancorp Inc is 7.33, ranking 156 out of 400 in the Banking Services industry. The average price target is 45.00, with a high of 52.00 and a low of 44.00.

Score

Industry at a Glance

Previous score

7.33

Change

0

Support & Resistance

Relevant data have not been disclosed by the company yet.

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

The current price momentum score of German American Bancorp Inc is 8.97, ranking 29 out of 400 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 42.72 and the support level at 39.15, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.98

Change

-0.01

Support & Resistance

Relevant data have not been disclosed by the company yet.

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of German American Bancorp Inc is 5.00, ranking 152 out of 400 in the Banking Services industry. The latest institutional shareholding proportion is 51.07%, representing a quarter-over-quarter decrease of 0.46%. The largest institutional shareholder is The Vanguard, holding a total of 2.27M shares, representing 6.05% of shares outstanding, with 8.06% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

2.31M

-0.75%

The Vanguard Group, Inc.

Star Investors

2.18M

-5.97%

Franklin Mutual Advisers, LLC

1.84M

+3.57%

Charles Schwab Investment Management, Inc.

1.39M

+1.46%

Dimensional Fund Advisors, L.P.

1.18M

+0.37%

German American Bancorp Inc

597.90K

+1.30%

Geode Capital Management, L.L.C.

914.16K

-4.06%

State Street Investment Management (US)

909.78K

+6.61%

Champlain Investment Partners, LLC

1.29M

-0.76%

Seger (Thomas W)

679.67K

+0.18%



1

2



The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of German American Bancorp Inc is 9.12, ranking 29 out of 400 in the Banking Services industry. The company's beta value is 0.59. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.

German American Bancorp Inc

GABC

7.51 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

OneMain Holdings Inc

OMF

8.60 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

International Bancshares Corp

IBOC

8.55 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

OFG Bancorp

OFG

8.52 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

SLM Corp

SLM

8.50 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Synchrony Financial

SYF

8.41 /10

Score

Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment