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Citizens Financial Services Inc

CZFS

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72.210USD

-1.920-2.59%

Close 07/02, 13:00（ET）Quotes delayed by 15 min

346.96MMarket Cap

8.81P/E TTM

Citizens Financial Services Inc

72.210

-1.920-2.59%

Overview

Financials

Discussions

Analysis

Company

View Detailed Chart

TradingKey 图表

Intraday

30m

Today

-2.59%

5 Days

-2.18%

1 Month

+12.49%

6 Months

+29.76%

Year to Date

+26.64%

1 Year

+12.06%

Key Figures

74.280Open

74.350High

7.42KVolume

8.81P/E TTM

8.70P/E Dynamic

1.990Dividend TTM

0.15%Turnover Ratio

74.130Prev. Close

72.210Low

382.75KTurnover

12.47P/E Static

1.01P/B

2.76%Div Yield TTM

1.30%ROA

69.58052wk High

0.48Volume Ratio

27.82MNet Profit

4.80MShares

8.1972EPS TTM

0.41Beta

12.07%ROE

49.99052wk Low

2.89%Amplitude

--Gross Margin

346.96MMarket Cap

6.70Reward/Risk

2.31%Risk Rate

TradingKey Stock Score of Citizens Financial Services Inc

Currency: USD Updated: 2026-07-02

Key Insights

Citizens Financial Services Inc's fundamentals are relatively stable, and its growth potential is high.Its valuation is considered fairly valued, ranking 71 out of 396 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 71.00.In the medium term, the stock price is expected to remain stable.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Citizens Financial Services Inc's Score

Industry at a Glance

Industry Ranking

71 / 396

Overall Ranking

142 / 4565

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative-

Citizens Financial Services Inc Highlights

StrengthsRisks

Citizens Financial Services, Inc. is the holding company for First Citizens Community Bank (the Bank). The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Bank also provides trust services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, along with a brokerage division that provides a comprehensive menu of investment services. It is primarily engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank, and the Banks' wholly owned subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 21.60% year-on-year.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 110.78M.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 33.44%.

Stable Dividend

The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 33.44%.

Overvalued

The company’s latest PB is 1.01, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 1.40M shares, decreasing 1.69% quarter-over-quarter.