Citizens Financial Services Inc
CZFS58.100USD
-0.560-0.95%
Close 12/26, 16:00（ET）Quotes delayed by 15 min
279.25MMarket Cap
8.18P/E TTM
More Details of Citizens Financial Services Inc Company
Citizens Financial Services, Inc. is the holding company for First Citizens Community Bank (the Bank). The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Bank also provides trust services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, along with a brokerage division that provides a comprehensive menu of investment services. It is primarily engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank, and the Banks' wholly owned subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.
Citizens Financial Services Inc Info
Ticker SymbolCZFS
Company nameCitizens Financial Services Inc
IPO dateOct 27, 1993
CEOBlack (Randall E)
Number of employees410
Security typeOrdinary Share
Fiscal year-endOct 27
Address- -
City- -
Stock exchangeNASDAQ OMX - NASDAQ BASIC
Country- -
Postal code- -
Phone- -
Website- -
Ticker SymbolCZFS
IPO dateOct 27, 1993
CEOBlack (Randall E)
Company Executives of Citizens Financial Services Inc
Name
Name/Position
Position
Shareholding
Change
Mr. Randall E. Black
Mr. Randall E. Black
Chief Executive Officer, President of the Company and the Bank, Vice Chairman of the Board
Chief Executive Officer, President of the Company and the Bank, Vice Chairman of the Board
44.78K
+1.13%
Mr. Rinaldo A. DePaola
Mr. Rinaldo A. DePaola
Independent Director
Independent Director
18.85K
+0.50%
Mr. Mickey L. Jones
Mr. Mickey L. Jones
Director
Director
14.84K
+0.95%
Mr. Terry B. Osborne
Mr. Terry B. Osborne
Independent Director
Independent Director
13.21K
+0.72%
Mr. Christopher W. Kunes
Mr. Christopher W. Kunes
Independent Director
Independent Director
12.73K
+0.74%
Mr. Robert W. Chappell
Mr. Robert W. Chappell
Independent Director
Independent Director
12.35K
+0.77%
Mr. Jeffrey L. Wilson
Mr. Jeffrey L. Wilson
Senior Executive Vice President, Chief Credit Officer.
Senior Executive Vice President, Chief Credit Officer.
7.98K
+1.00%
Mr. Stephen J. Guillaume
Mr. Stephen J. Guillaume
Chief Financial Officer, Executive Vice President of the Company and Bank
Chief Financial Officer, Executive Vice President of the Company and Bank
4.38K
+0.37%
Mrs. Janie M. Hilfiger
Mrs. Janie M. Hilfiger
Independent Director
Independent Director
3.50K
+2.76%
Ms. Leeann Gephart
Ms. Leeann Gephart
Executive Vice President, Chief Banking Officer for the Bank
Executive Vice President, Chief Banking Officer for the Bank
733.00
-1.87%
View more
Name
Name/Position
Position
Shareholding
Change
Mr. Randall E. Black
Mr. Randall E. Black
Chief Executive Officer, President of the Company and the Bank, Vice Chairman of the Board
Chief Executive Officer, President of the Company and the Bank, Vice Chairman of the Board
44.78K
+1.13%
Mr. Rinaldo A. DePaola
Mr. Rinaldo A. DePaola
Independent Director
Independent Director
18.85K
+0.50%
Mr. Mickey L. Jones
Mr. Mickey L. Jones
Director
Director
14.84K
+0.95%
Mr. Terry B. Osborne
Mr. Terry B. Osborne
Independent Director
Independent Director
13.21K
+0.72%
Mr. Christopher W. Kunes
Mr. Christopher W. Kunes
Independent Director
Independent Director
12.73K
+0.74%
Mr. Robert W. Chappell
Mr. Robert W. Chappell
Independent Director
Independent Director
12.35K
+0.77%
Revenue Breakdown
Relevant data have not been disclosed by the company yet.
Relevant data have not been disclosed by the company yet.
By Business
By Region
Relevant data have not been disclosed by the company yet.
Shareholding Stats
Updated: Thu, Nov 13
Updated: Thu, Nov 13
Shareholders
Shareholder Types
Shareholders
Shareholders
Proportion
BlackRock Institutional Trust Company, N.A.
5.99%
The Vanguard Group, Inc.
5.13%
Citizens & Northern Corp
2.44%
Geode Capital Management, L.L.C.
2.28%
State Street Investment Management (US)
2.08%
Other
82.09%
Shareholders
Shareholders
Proportion
BlackRock Institutional Trust Company, N.A.
5.99%
The Vanguard Group, Inc.
5.13%
Citizens & Northern Corp
2.44%
Geode Capital Management, L.L.C.
2.28%
State Street Investment Management (US)
2.08%
Other
82.09%
Shareholder Types
Shareholders
Proportion
Investment Advisor
19.10%
Investment Advisor/Hedge Fund
7.75%
Individual Investor
6.26%
Hedge Fund
0.55%
Research Firm
0.52%
Pension Fund
0.16%
Bank and Trust
0.14%
Insurance Company
0.03%
Other
65.49%
Institutional Shareholding
Updated: Mon, Dec 8
Updated: Mon, Dec 8
Reporting Period
No. of institutions
Shares Held
Proportion
Change
2025Q4
152
1.36M
28.97%
-494.00
2025Q3
151
1.36M
28.96%
+13.13K
2025Q2
150
1.38M
29.51%
+23.98K
2025Q1
147
1.35M
28.80%
-37.03K
2024Q4
138
1.33M
27.17%
+104.84K
2024Q3
131
1.22M
27.01%
+32.24K
2024Q2
126
1.19M
25.55%
+71.11K
2024Q1
118
1.12M
26.19%
-142.28K
2023Q4
110
1.15M
25.83%
+29.68K
2023Q3
101
1.12M
25.78%
-20.05K
View more
Shareholder Activity
Name
Shares Held
Proportion
Change
Chg %
Date
BlackRock Institutional Trust Company, N.A.
290.25K
6.04%
-11.67K
-3.86%
Jun 30, 2025
The Vanguard Group, Inc.
244.75K
5.09%
+3.45K
+1.43%
Jun 30, 2025
Citizens & Northern Corp
117.08K
2.44%
--
--
Jun 30, 2025
Geode Capital Management, L.L.C.
106.34K
2.21%
+634.00
+0.60%
Jun 30, 2025
State Street Investment Management (US)
99.48K
2.07%
+6.66K
+7.17%
Jun 30, 2025
Graham (Roger C Jr)
67.00K
1.39%
+94.00
+0.14%
Sep 15, 2025
Black (Randall E)
44.28K
0.92%
+429.00
+0.98%
Jun 27, 2025
Hudock Capital Group, LLC
41.12K
0.86%
+86.00
+0.21%
Jun 30, 2025
Charles Schwab Investment Management, Inc.
37.32K
0.78%
+605.00
+1.65%
Jun 30, 2025
Northern Trust Investments, Inc.
34.00K
0.71%
-2.04K
-5.65%
Jun 30, 2025
View more
Related ETFs
Updated: Sat, Dec 6
Updated: Sat, Dec 6
Name
Proportion
SPDR SSGA US Small Cap Low Volatility Index ETF
0.2%
First Trust NASDAQ ABA Community Bank Index Fund
0.11%
iShares Micro-Cap ETF
0.05%
WisdomTree US SmallCap Fund
0.03%
Invesco Russell 2000 Dynamic Multifactor ETF
0.02%
iShares Russell 2000 Value ETF
0.02%
Avantis US Small Cap Equity ETF
0.02%
Global X Russell 2000 ETF
0.01%
Invesco RAFI US 1500 Small-Mid ETF
0.01%
iShares Russell 2000 ETF
0.01%
View more
SPDR SSGA US Small Cap Low Volatility Index ETF
Proportion0.2%
First Trust NASDAQ ABA Community Bank Index Fund
Proportion0.11%
iShares Micro-Cap ETF
Proportion0.05%
WisdomTree US SmallCap Fund
Proportion0.03%
Invesco Russell 2000 Dynamic Multifactor ETF
Proportion0.02%
iShares Russell 2000 Value ETF
Proportion0.02%
Avantis US Small Cap Equity ETF
Proportion0.02%
Global X Russell 2000 ETF
Proportion0.01%
Invesco RAFI US 1500 Small-Mid ETF
Proportion0.01%
iShares Russell 2000 ETF
Proportion0.01%
Dividend
A total of
39.31M
USD has been distributed in dividends over the past 5 years.
Date
Dividend
Record Date
Payment Date
Ex-dividend Date
Dec 04, 2025
CZFS.NB Final Cash Dividend of gross USD 0.5 paid on Dec 26, 2025 going ex on Dec 12, 2025
Dec 12, 2025
Dec 26, 2025
Dec 12, 2025
Sep 03, 2025
CZFS.NB Interim Cash Dividend of gross USD 0.5 paid on Sep 26, 2025 going ex on Sep 12, 2025
Sep 12, 2025
Sep 26, 2025
Sep 12, 2025
Jun 06, 2025
CZFS.NB Interim Cash Dividend of gross USD 0.490099 paid on Jun 27, 2025 going ex on Jun 13, 2025
Jun 13, 2025
Jun 27, 2025
Jun 13, 2025
Mar 05, 2025
CZFS.NB Interim Cash Dividend of gross USD 0.495 paid on Mar 28, 2025 going ex on Mar 14, 2025
Mar 14, 2025
Mar 28, 2025
Mar 14, 2025
Dec 04, 2024
CZFS.NB Final Cash Dividend of gross USD 0.49 paid on Dec 27, 2024 going ex on Dec 13, 2024
Dec 13, 2024
Dec 27, 2024
Dec 13, 2024
Sep 06, 2024
CZFS.NB Interim Cash Dividend of gross USD 0.49 paid on Sep 27, 2024 going ex on Sep 13, 2024
Sep 13, 2024
Sep 27, 2024
Sep 13, 2024
Jun 07, 2024
CZFS.NB Interim Cash Dividend of gross USD 0.485149 paid on Jun 28, 2024 going ex on Jun 14, 2024
Jun 14, 2024
Jun 28, 2024
Jun 14, 2024
Mar 06, 2024
CZFS.NB Interim Cash Dividend of gross USD 0.49 paid on Mar 29, 2024 going ex on Mar 14, 2024
Mar 15, 2024
Mar 29, 2024
Mar 14, 2024
Dec 06, 2023
CZFS.NB Final Cash Dividend of gross USD 0.49 paid on Dec 29, 2023 going ex on Dec 14, 2023
Dec 15, 2023
Dec 29, 2023
Dec 14, 2023
Sep 05, 2023
CZFS.NB Interim Cash Dividend of gross USD 0.49 paid on Sep 29, 2023 going ex on Sep 14, 2023
Sep 15, 2023
Sep 29, 2023
Sep 14, 2023
View more
Stock Split
Date
Type
Ratio
No Data
Date
Type
Ratio
No Data
FAQs
Who are the top five shareholders of Citizens Financial Services Inc?
The top five shareholders of Citizens Financial Services Inc are:
BlackRock Institutional Trust Company, N.A. holds 290.25K shares, accounting for 6.04% of the total shares.
The Vanguard Group, Inc. holds 244.75K shares, accounting for 5.09% of the total shares.
Citizens & Northern Corp holds 117.08K shares, accounting for 2.44% of the total shares.
Geode Capital Management, L.L.C. holds 106.34K shares, accounting for 2.21% of the total shares.
State Street Investment Management (US) holds 99.48K shares, accounting for 2.07% of the total shares.
BlackRock Institutional Trust Company, N.A. holds 290.25K shares, accounting for 6.04% of the total shares.
The Vanguard Group, Inc. holds 244.75K shares, accounting for 5.09% of the total shares.
Citizens & Northern Corp holds 117.08K shares, accounting for 2.44% of the total shares.
Geode Capital Management, L.L.C. holds 106.34K shares, accounting for 2.21% of the total shares.
State Street Investment Management (US) holds 99.48K shares, accounting for 2.07% of the total shares.
What are the top three shareholder types of Citizens Financial Services Inc?
The top three shareholder types of Citizens Financial Services Inc are:
BlackRock Institutional Trust Company, N.A.
The Vanguard Group, Inc.
Citizens & Northern Corp
BlackRock Institutional Trust Company, N.A.
The Vanguard Group, Inc.
Citizens & Northern Corp
How many institutions hold shares of Citizens Financial Services Inc (CZFS)?
As of 2025Q4, 152 institutions hold shares of Citizens Financial Services Inc, with a combined market value of approximately 1.36M, accounting for 28.97% of the total shares. Compared to 2025Q3, institutional shareholding has increased by 0.00%.
What is the biggest source of revenue for Citizens Financial Services Inc?
In --, the -- business generated the highest revenue for Citizens Financial Services Inc, amounting to -- and accounting for --% of total revenue.
