Synchrony Financial's fundamentals are relatively very healthy, and its growth potential is high.Its valuation is considered fairly valued, ranking 26/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 84.36.In the medium term, the stock price is expected to trend up.The company has been performing strongly in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Synchrony Financial's Score
Industry at a Glance
Industry Ranking
26 / 404
Overall Ranking
62 / 4592
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
23
analysts
Buy
Current Rating
84.364
Target Price
+5.75%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
Synchrony Financial Highlights
StrengthsRisks
Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 19.81B.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 11.61%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 11.61%.
Overvalued
The company’s latest PB is 1.91, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 391.41M shares, decreasing 3.61% quarter-over-quarter.
Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
Ticker SymbolSYF
CompanySynchrony Financial
CEOGentleman (Courtney)
Websitehttps://www.synchrony.com/
FAQs
What is the current price of Synchrony Financial (SYF)?
The current price of Synchrony Financial (SYF) is 83.210.
What is the symbol of Synchrony Financial?
The ticker symbol of Synchrony Financial is SYF.
What is the 52-week high of Synchrony Financial?
The 52-week high of Synchrony Financial is 86.220.
What is the 52-week low of Synchrony Financial?
The 52-week low of Synchrony Financial is 40.545.
What is the market capitalization of Synchrony Financial?
The market capitalization of Synchrony Financial is 29.97B.
What is the net income of Synchrony Financial?
The net income of Synchrony Financial is 3.43B.
Is Synchrony Financial (SYF) currently rated as Buy, Hold, or Sell?
According to analysts, Synchrony Financial (SYF) has an overall rating of Buy, with a price target of 84.364.
What is the Earnings Per Share (EPS TTM) of Synchrony Financial (SYF)?
The Earnings Per Share (EPS TTM) of Synchrony Financial (SYF) is 9.227.