First Savings Financial Group Inc's fundamentals are relatively weak, and its growth potential is high.Its valuation is considered fairly valued, ranking 163/404 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 32.33.In the medium term, the stock price is expected to remain stable.Despite a good stock market performance and strong technicals over the past month, the fundamentals don't support the current trend.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
First Savings Financial Group Inc's Score
Industry at a Glance
Industry Ranking
163 / 404
Overall Ranking
248 / 4578
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Analyst Rating
Based on
3
analysts
Buy
Current Rating
32.333
Target Price
+1.97%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.
First Savings Financial Group Inc Highlights
StrengthsRisks
First Savings Financial Group, Inc. is the holding company for First Savings Bank (the Bank). The Company's principal business activity is the ownership of the outstanding common stock of the Bank. The Bank is an entrepreneurial community bank and operates about 15 depository branches within Southern Indiana. The Bank also has two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices located predominately in the Midwest. The Bank attracts deposits from the general public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multifamily loans, land and land development loans, and consumer loans. The Bank conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area, except as otherwise discussed herein.
Growing
The company is in a growing phase, with the latest annual income totaling USD 76.17M.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 76.17M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 18.98%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 18.98%.
Overvalued
The company’s latest PB is 1.19, at a high 3-year percentile range.
First Savings Financial Group, Inc. is the holding company for First Savings Bank (the Bank). The Company's principal business activity is the ownership of the outstanding common stock of the Bank. The Bank is an entrepreneurial community bank and operates about 15 depository branches within Southern Indiana. The Bank also has two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices located predominately in the Midwest. The Bank attracts deposits from the general public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multifamily loans, land and land development loans, and consumer loans. The Bank conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area, except as otherwise discussed herein.