Capital Bancorp Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 95 out of 397 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 34.67.In the medium term, the stock price is expected to trend up.The company has been performing well in the stock market over the past month, which is supported by its strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Capital Bancorp Inc's Score
Industry at a Glance
Industry Ranking
95 / 397
Overall Ranking
151 / 4521
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Negative
Capital Bancorp Inc Highlights
StrengthsRisks
Capital Bancorp, Inc. is a bank holding company, operating primarily through its wholly owned subsidiary, Capital Bank, N.A. (Capital Bank), a commercial-focused community bank. It operates four divisions: Commercial Banking, Capital Bank Home Loans (CBHL), OpenSky, and Windsor Advantage. The Commercial Banking division operates primarily in the Washington, D.C. and Baltimore metropolitan areas and focuses on providing personalized service to commercial clients. Capital Bank Home Loans and OpenSky both leverage Capital Bank’s national banking charter to operate national consumer business lines. Capital Bank Home Loans acts as its residential mortgage origination platform and OpenSky provides nationwide, digitally originated and served, secured, partially secured, and unsecured credit cards to under-banked populations. The Windsor Advantage division is engaged in servicing, processing and packaging of SBA and USDA loans for its financial institution clients.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 51.89% year-on-year.
High Profit Growth
The company's net income leads the industry, with the latest annual income totaling USD 211.40M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 17.03%.
Overvalued
The company’s latest PB is 1.34, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 7.03M shares, decreasing 0.01% quarter-over-quarter.
Capital Bancorp, Inc. is a bank holding company, operating primarily through its wholly owned subsidiary, Capital Bank, N.A. (Capital Bank), a commercial-focused community bank. It operates four divisions: Commercial Banking, Capital Bank Home Loans (CBHL), OpenSky, and Windsor Advantage. The Commercial Banking division operates primarily in the Washington, D.C. and Baltimore metropolitan areas and focuses on providing personalized service to commercial clients. Capital Bank Home Loans and OpenSky both leverage Capital Bank’s national banking charter to operate national consumer business lines. Capital Bank Home Loans acts as its residential mortgage origination platform and OpenSky provides nationwide, digitally originated and served, secured, partially secured, and unsecured credit cards to under-banked populations. The Windsor Advantage division is engaged in servicing, processing and packaging of SBA and USDA loans for its financial institution clients.