Bank of the James's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is significant.Its valuation is considered fairly valued, ranking 200 out of 394 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong fundamentals and technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.
Bank of the James's Score
Industry at a Glance
Industry Ranking
200 / 394
Overall Ranking
362 / 4482
Industry
Banking Services
Support & Resistance
Relevant data have not been disclosed by the company yet.
Score Analysis
Current score
Previous score
Media Coverage
Last 24 hours
Coverage Level
Very Low
Very High
Negative
Bank of the James Highlights
StrengthsRisks
Bank of the James (the Bank) is a full-service commercial and retail bank. The Bank is a wholly owned subsidiary of Bank of the James Financial Group, Inc. The Bank provides mortgage loan origination through Bank of the James Mortgage, a division of Bank of the James. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. The Bank offers a full range of short- to medium-term commercial and consumer loans. The Bank services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Buchanan, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Nellysford, Roanoke, Rustburg, and Wytheville.
Growing
The company is in a growing phase, with the latest annual income totaling USD 47.16M.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 22.89%.
Stable Dividend
The company has regularly paid dividends over the past 5 years, with the latest dividend payout ratio of 22.89%.
Overvalued
The company’s latest PB is 1.28, at a high 3-year percentile range.
Institutional Selling
The latest institutional holdings are 1.30M shares, decreasing 11.56% quarter-over-quarter.
Bank of the James (the Bank) is a full-service commercial and retail bank. The Bank is a wholly owned subsidiary of Bank of the James Financial Group, Inc. The Bank provides mortgage loan origination through Bank of the James Mortgage, a division of Bank of the James. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. The Bank offers a full range of short- to medium-term commercial and consumer loans. The Bank services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Buchanan, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Nellysford, Roanoke, Rustburg, and Wytheville.