XRP

Launched in 2012 by David Schwartz, Jed McCaleb, Arthur Britto, and Chris Larsen, who later founded the company Ripple. The XRP Ledger is an open-source, decentralized technology that supports various applications like payments, tokenization, DeFi, CBDCs, and stablecoins. XRP is the native cryptocurrency of the XRP Ledger and can be used for fast, low-cost cross-border payments and transactions.