Bitcoin (BTC) Slips Below $115K, but Analysts Still Predict $1M, What Crypto to Buy Now Before the Next Wave?

The crypto market is shifting gears, and while headlines focus on Bitcoin’s recent pullback, investors are already looking ahead. With BTC dipping under $115,000, some view it as a signal of cooling momentum—but for others, it’s the calm before another major run. One question keeps surfacing: if Bitcoin still has room to 10x long-term, what other cryptocurrency is poised to outperform before the next wave starts?

That question is drawing attention to a growing DeFi project that’s still under the radar—Mutuum Finance (MUTM). Priced at just $0.035, it offers a rare opportunity to enter early with clear utility, real yield potential, and a strong roadmap. But before diving into that, let’s address Bitcoin’s current position and why its long-term outlook still drives optimism.

Bitcoin (BTC) Dips, Long-Term Vision Holds

Bitcoin’s recent slide below $115K may look alarming on the surface, but market analysts aren’t rattled. The pullback came amid renewed global trade uncertainty, short-term profit-taking, and thinner summer market activity. Still, BTC has held above its critical $110K support, and many believe this is just a pause within a broader bullish structure.

Firms such as ARK Invest and Cantor Fitzgerald continue to support a strong long-term outlook for Bitcoin. Both expect the asset to reach $1 million by the end of the decade. This forecast is rooted in growing institutional demand, shrinking available supply, and Bitcoin’s built-in scarcity model. Notably, Cantor analysts cite capital reallocation by public companies and sovereign wealth strategies as key factors pushing the price beyond current highs.

Mutuum Finance (MUTM)

While Bitcoin continues to dominate headlines, Mutuum Finance (MUTM) is quietly positioning itself as one of the best cryptocurrencies to invest in right now. It’s not just another token trying to ride the wave—Mutuum is building a decentralized infrastructure around real, scalable utility.

Currently in Phase 6, Mutuum Finance (MUTM) is priced at $0.035, with over 14,700 holders already on board and more than $13.8 million raised to date. That level of early traction is notable for a project still in its pre-launch phase.

Anyone getting in now is already locking in a short-term gain, with the listing price set at $0.06—a clear step up from the current entry point. But what’s driving attention even more is the potential for continued momentum once MUTM starts trading on major centralized exchanges. Considering the project’s utility, growing community, and post-launch roadmap, many believe the price won’t stop at $0.06.

By locking in at $0.035 today, investors could see their entry appreciate by 200–300% over the coming months, especially as exchange listings, the platform’s beta release, and the buy-and-redistribute mechanism start to build momentum. Unlike projects that rely purely on hype, MUTM is backed by real DeFi features like lending, borrowing, and an overcollateralized stablecoin—giving it fundamentals that support long-term value, not just short-term speculation.

This combination of early-stage pricing, token utility, and a clear rollout plan makes Mutuum Finance one of the best crypto projects to watch before the next market leg up.

Why It’s Gaining Attention

The protocol allows users to lend and borrow digital assets using smart contract-based pools, removing the need for centralized intermediaries. What sets it apart is how it balances both peer-to-contract and peer-to-peer lending models, giving users flexibility based on their strategy and risk tolerance.

Another standout feature is the introduction of an overcollateralized stablecoin, minted only when a borrower locks up sufficient assets. This stablecoin isn’t backed by a separate pool—it’s generated on demand and burned upon repayment. That makes it more efficient and resilient than many existing models.

Holders who deposit assets into the system receive mtTokens, which automatically accumulate value from interest. These tokens represent the user’s share in the protocol and can be staked to earn passive rewards. And here’s where it gets even more interesting—the revenue from borrowing activity is used to buy MUTM tokens on the open market, which are then distributed to mtToken stakers. It’s a self-contained yield engine that grows with platform activity.

And with Layer 2 optimization in development, the team is pushing to reduce gas fees and scale usage further—key for any DeFi platform aiming to onboard more users.

While Bitcoin’s path to $1 million is still unfolding, the question for many isn’t if BTC will rise again—it’s where to look while it consolidates. For those searching for the next big cryptocurrency, Mutuum Finance offers a mix of timing, utility, and upside that few other tokens can match at this stage.

With a fixed listing price of $0.06, a utility-driven ecosystem, and a token model designed for long-term sustainability, MUTM is shaping up to be one of the most compelling investments of the year—especially before the broader market turns bullish again.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance