Coinbase 的 Paul Grewal 透露了美国监管机构向银行发出的强制银行停止为加密货币业务提供服务的信件
Coinbase 通过信息自由法案 (FOIA) 获得的文件显示，联邦存款保险公司 (FDIC) 和其他联邦机构积极阻止银行与加密业务进行交易，这在加密行业内被称为“Operation Chokepoint 2.0”。
在 Coinbase 通过 FOIA 获得的文件发布后，Coinase 首席法务官 Paul Grewal 在 X（前身为 Twitter）上谈论了加密行业在 FDIC 和采取行动遏制加密货币的银行手中面临的挑战- 监管机构咨询下的相关活动。
保罗还强调了监管机构，尤其是联邦存款保险公司 (FDIC) 在多大程度上限制加密货币企业获得基本银行服务。
守法的美国企业应该能够在不受政府干预的情况下获得银行服务。即将上任的政府有机会扭转许多糟糕的加密货币政策决策，其中最主要的是出于政治动机的监管决策，例如“操作”……
— paulgrewal.eth (@iampaulgrewal) 2024 年 12 月 6 日
Operation Chokepoint 2.0 cut off crypto businesses from banking services
For a while, it felt like the crypto industry was under siege as it faced a constant barrage of enforcement action from US regulators. Recently discovered documents have confirmed that US regulators might have indeed taken active steps to stall the industry.
Paul said the release of the heavily redacted documents proves that the crypto industry was targeted unfairly. He also said it provided vindication that “Operation Chokepoint 2.0” wasn’t just a myth in the crypto community and that there was actually a debanking campaign.
He expressed frustration, saying, “Law abiding American businesses should be able to access banking services without government interference.”
Paul pointed out that the FDIC continues to withhold key details through redaction. However, he applauded the effort of the team pursuing the FOIA requests, emphasizing the need for clarity and transparency from the government regarding regulation.
He also noted that “The incoming administration has the opportunity to reverse so many poor crypto policy decisions, chief among them politically motivated regulatory decisions like Operation Chokepoint 2.0.”
The lack of clarity in regulation has become a serious issue with far-reaching consequences for the crypto sector. Under the Biden administration, the US Securities and Exchange Commission (SEC) filed lawsuits against many crypto businesses, including Binance and Coinbase, two of the biggest crypto exchanges. The regulator alleged violations of securities laws, acting as an exchange, broker, and clearing agency without proper registration.
FDIC letters affected crypto and banking services
The FDIC letters, obtained by Coinbase through History Associates revealed that regulators discouraged banks from transacting with crypto-related businesses and, in some instances, “debanking” them.
The debanking campaign was a government initiative to clamp down on legal but controversial industries.
In a hearing of the House Financial Services Committee, Nathan McCauley, the CEO of Anchorage Digital, a bank federally chartered in the US by the Office of the Comptroller of the Currency (OCC) says it was surprised that it got debanked, considering that it is a national bank.
Industry leaders like Paul said the regulatory spotlight on crypto was politically motivated.
However, regulatory agencies would argue that their actions were necessary to protect customers and prevent financial crimes. They would also cite the crash of FTX and, more recently, the conviction of Binance’s founder and ex-CEO, Changpeng Zhao (CZ), who pleaded guilty to financial regulation violations. The former received a 25-year jail sentence, while the latter went to prison for four months and paid over $4 billion dollar in fines.
From Zero to Web3 Pro: Your 90-Day Career Launch Plan
相关文章
美联储降息：罗素2000将跑赢标普500？
TradingKey - 美联储于9月17日降息了25个基点，标志着降息周期的正式重启。从理论上讲，小盘股相比大盘股，因更依赖外部融资、更受美国国内经济周期影响且作为更高风险资产，在美联储降息时能获得更多益处。
Uranium Energy (UEC)财报预览：铀矿资源还有多少？
TradingKey - Uranium Energy（UEC）将于9月24日开盘前公布第四季度及全年财报。该公司股价表现强劲，年内累计上涨61%，这波涨势与铀作为大宗商品的行情密切相关。_croped_889x500 (1)-daec8c95b774411cb16674efe823137b.jpg)
SoFi的降息红利：贷款需求激增与FSPL战略加速
我对SoFi持谨慎乐观的评级。其独特的商业模式推动了强劲的表现。银行牌照提供了低成本资金来源。轻资产业务的快速增长为其增添了动能，显示出其长期的价值潜力。
