马库斯表示,该项目原本有望成为一个变革性的全球支付系统,直到政治阴谋导致其死亡。马库斯指出,他需要揭露幕后dent的并最终导致项目失败的事件。 David Marcus 表示,该公司在 2019 年曾倡议创建一个基于区块链的稳定币驱动的支付系统,以解决跨境支付问题。该倡议导致了 Libra 的诞生,Marcus 承认立即开始筹集资金眉毛。他指出,尽管该项目得到了大约 28 家公司的支持,但它立即成为监管机构的瞄准目标。 天秤座是如何被杀死的。 David Marcus 讨论有关 Libra 午餐的问题
我以前从未公开分享过这一点,但由于@pmarca打开了@joerogan的 pod 的闸门,因此有必要对此进行更多说明。
提醒一下,Libra(当时的 Diem)是一种先进的、高性能的、以支付为中心的区块链,并配有……
Marcus mentioned that within weeks of the announcement, he faced the Senate Committee on Banking and the House Financial Services Committee to defend it. However, those summons were smaller compared to the scrutiny the project will face later. He mentioned that in the next two years after its unveiling, there were so many efforts to address certain concerns from regulators. Marcus noted that regulators had concerns related to financial crimes, money laundering, and consumer protection.
After scaling through those concerns, the company eventually secured the green light for the project to move forward in 2021. However, he noted that the approval was for the limited pilot rollout and it was given by some members of the Board of Governors of the Federal Reserve.
“By spring of 2021 (yes they slowly played us at every step), we had addressed every last possible regulatory concern across financial crime, money laundering, consumer protection, reserve management, buffers, and so much more, and we were ready to launch,” Marcus added.
In his X post, David Marcus clarified that while the lead-up to the proposed launch did not come without hiccups, the company had been ready for a slow, small-scale pilot rollout. He even noted that Fed Chair Jay Powell and the Board of Governors at the Federal Reserve supported the project.
However, Treasury Secretary Janet Yellen threw a wrench in their plans when she got involved in the discussion.
Marcus highlighted that he was not in their bi-weekly meetings but as he was told, Yellen told the Fed Chair that if he backed the Libra project, it may result in “political suicide.” She went on to intimate that she wouldn’t be there to back him if it eventually happened.
Notably, Marcus noted that he did not witness the conversation, but that was when the Libra dream died. “I wasn’t in the room when this conversation happened, so take these words with a grain of salt, but effectively this was the moment Libra was killed,” he said.
After Yellen’s warnings, Marcus noted that the Fed called the financial institutions participating in the program, discouraging them from moving ahead with the project. Marcus said each bank got a statement that read: “We can’t stop you from moving forward and launching, but we are not comfortable with you doing so.”, noting that the banks started to pull out of it after that.
Marcus mentioned that the project passed all regulatory and legal checks, meaning its death was politically motivated.
However, Marcus said he left the ordeal with many lessons, noting that the design was hailed across the technology industry. He also highlighted that if any entity wants to build an open money grid for the world, it should do it on a neutral and decentralized network, just like Bitcoin.
David Marcus has moved on from Libra and is currently working at Lightspark, an open payment method built on the lightning network.
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