香港最大的数字银行 ZA Bank 宣布,它将成为第一家向零售用户提供加密货币买卖服务的亚洲银行。该银行的声明称,用户将可以通过其应用程序使用美元或港元交易 BTC 和 ETH。
根据众安银行的声明,香港dent将被要求在众安银行开设投资账户,并完成风险评估等流程,然后才有资格进行加密货币交易。众安银行临时首席执行官吴忠浩认为,新服务将有助于通过交易费用收入推动银行收入增长。
香港银行刚刚架起了 TradFi 和区块链的桥梁
香港的 ZA 银行正式成为亚洲第一家允许零售用户直接通过其应用程序使用法定货币交易Bitcoin和Ethereum。
没有 DEX,没有交换,只有无缝的、银行支持的加密货币交易,这要归功于他们的连接…… pic.twitter.com /O2hoZh6T51
— Mario Nawfal 的圆桌会议 (@RoundtableSpace) 2024 年 11 月 25 日
Digital bank ZA Bank announced a collaboration with the HashKey exchange to provide crypto trading services to Hong Kong retail users. Effective November 25th, ZA Bank users will be able to use the bank’s app to trade Bitcoin and ETH directly in HKD and USD, according to the bank’s statement. The bank disclosed that users would be required to undergo several pre-approval processes, including a risk assessment before they started to trade.
There would be an ‘entry fee’ of $70 or HK$600, a $1.99 (HK$15) commission fee per transaction, and a platform fee of 1.5% of the transaction amount. However, the statement claimed that the commission would be waived and the platform’s fee would be reduced to 0.8% of the transaction amount by June 2025.
ZA Bank’s Zhonghao said that Hong Kong only started providing retail investors with virtual currency trading services last year. He confirmed that the bank had been preparing for the service for nearly a year now. Zhonghao added that the technology had been tested to ensure the service’s guaranteed reliability around the clock. Notably, he asserted that marketing promotions will be accompanied by user education due to the high risks associated with digital assets.
ZA Bank’s interim CEO said that banks had provided the same services for many years, but the development of virtual assets had brought digital banks to the same level as traditional banks. He said the bank had also been actively developing blockchain technology to better serve the Web3 ecosystem. Zhonghao believes that combining banking with exchange services will provide a comprehensive one-stop service platform for the bank’s mainly young customer base.
The bank’s statement said that the China Securities Regulatory Commission had launched four currencies for retail investors to trade. Zhonghao disclosed that he had been communicating with the regulatory authorities about adding the other two currencies to its BTC and ETH offerings. He pointed out that the deployment of its crypto trades for retail traders would help the bank turn losses into profits as it focused on attracting new customers to increase fee revenue.
HashKey’s chief analyst, Ding Zhaofei, believes that Bitcoin’s price will break above $100K in the short term due to Trump’s influence, but it will be difficult to maintain that price. He speculated that inflationary problems may impact the U.S. financial market in ways that make it difficult to predict Bitcoin’s future.
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