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Upstart Holdings Inc

UPST
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27.440USD
+0.400+1.48%
Close 07-31 16:00ETQuotes delayed by 15 min
2.69BMarket Cap
53.22P/E TTM

Upstart Holdings Inc

27.440
+0.400+1.48%
View Detailed Chart
TradingKey Chart
Intraday
1m
30m
1h
D
W
M
D

Today

+1.48%

5 Days

+1.89%

1 Month

-22.55%

6 Months

-30.09%

Year to Date

-37.25%

1 Year

-66.43%

Key Figures
26.840Open
27.690High
3.32MVolume
53.22P/E TTM
7.31P/E Dynamic
--Dividend TTM
3.39%Turnover Ratio
27.040Prev. Close
26.200Low
68.06MTurnover
LossP/E Static
3.37P/B
0.00%Div Yield TTM
1.88%ROA
87.30052wk High
0.84Volume Ratio
-128.58MNet Profit
98.03MShares
0.5155EPS TTM
2.26Beta
7.01%ROE
23.96552wk Low
5.51%Amplitude
80.11%Gross Margin
2.69BMarket Cap
-5.92Reward/Risk
3.76%Risk Rate

TradingKey Stock Score of Upstart Holdings Inc

Currency: USD Updated: 2026-07-31

Key Insights

Upstart Holdings Inc's fundamentals are relatively very healthy, and its growth potential is significant.Its valuation is considered fairly valued, ranking 67 out of 395 in the Banking Services industry.Institutional ownership is very high.Over the past month, multiple analysts have rated it as Buy, with the highest price target at 39.80.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong fundamentals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Upstart Holdings Inc's Score

Industry at a Glance

Industry Ranking
67 / 395
Overall Ranking
137 / 4281
Industry
Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Upstart Holdings Inc Highlights

StrengthsRisks
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 69.51% year-on-year.
Turnaround to Profit
The company's performance has turned profitable, with the latest annual net income of USD .
Undervalued
The company’s latest PB is 3.58, at a low 3-year percentile range.
Institutional Selling
The latest institutional holdings are 75.01M shares, decreasing 7.86% quarter-over-quarter.
Held by Philippe Laffont
Star Investor Philippe Laffont holds 727.21K shares of this stock.

Analyst Rating

Based on 15 analysts
Buy
Current Rating
39.800
Target Price
+49.62%
Upside Space

Earnings Forecast

Analyst Rating

Based on 15 analysts
Buy
Current Rating
39.800
Target Price
+49.62%
Upside Space
Strong Buy
Buy
Hold
Sell
Strong Sell

Peer Comparison

35
Total
6
Median
8
Average
Company name
Ratings
Analysts
Upstart Holdings Inc
UPST
15
American Express Co
AXP
31
Capital One Financial Corp
COF
25
SoFi Technologies Inc
SOFI
24
Synchrony Financial
SYF
23
Ally Financial Inc
ALLY
18
1
2
3
...
7

Indicators

Indicators
Sell(3)
Neutral(2)
Buy(2)
Indicators
Value
Direction
MACD(12,26,9)
-0.647
Sell
RSI(14)
38.326
Neutral
STOCH(KDJ)(9,3,3)
29.700
Buy
ATR(14)
1.484
High Vlolatility
CCI(14)
-73.014
Neutral
Williams %R
77.569
Sell
TRIX(12,20)
-0.736
Sell
StochRSI(14)
100.000
Buy
Moving Average
Sell(5)
Neutral(0)
Buy(1)
Indicators
Value
Direction
MA5
27.278
Buy
MA10
27.764
Sell
MA20
29.899
Sell
MA50
31.110
Sell
MA100
30.015
Sell
MA200
36.041
Sell

Financial Indicators

EPS

Relevant data have not been disclosed by the company yet.

Total revenue

Relevant data have not been disclosed by the company yet.

Upstart Holdings Inc Info

Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Ticker SymbolUPST
CompanyUpstart Holdings Inc
CEOGirouard (Dave)
Website

Shareholders

Shareholders
Shareholders
Proportion
Girouard (David)
11.22%
BlackRock Institutional Trust Company, N.A.
6.07%
Jericho Capital Asset Management L.P.
5.24%
Morgan Stanley & Co. LLC
4.23%
Vanguard Capital Management, LLC
3.92%
Other
69.32%

FAQs

What is the current price of Upstart Holdings Inc (UPST)?

The current price of Upstart Holdings Inc (UPST) is 27.43.

What is the symbol of Upstart Holdings Inc?

The ticker symbol of Upstart Holdings Inc is UPST.

What is the 52-week high of Upstart Holdings Inc?

The 52-week high of Upstart Holdings Inc is 87.30.

What is the 52-week low of Upstart Holdings Inc?

The 52-week low of Upstart Holdings Inc is 23.96.

What is the market capitalization of Upstart Holdings Inc?

The market capitalization of Upstart Holdings Inc is 2.69B.

Is Upstart Holdings Inc (UPST) currently rated as Buy, Hold, or Sell?

According to analysts, Upstart Holdings Inc (UPST) has an overall rating of Buy, with a price target of 39.80.

What is the Earnings Per Share (EPS TTM) of Upstart Holdings Inc (UPST)?

The Earnings Per Share (EPS TTM) of Upstart Holdings Inc (UPST) is 0.56.
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