How did Upstart Holdings Inc perform in its last earnings report?

On 2026-08-04, Upstart Holdings Inc reported EPS of 0.17 and -67.94% EPS surprise. Revenue was 348.02M, compared with the consensus estimate of 352.27M.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect UPST stock?

Earnings reports can increase volatility in UPST stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.

Upstart Holdings Inc Earnings Dates & Reports

This page offers detailed Upstart Holdings Inc earnings data including the latest Upstart Holdings Inc earnings report, the upcoming Upstart Holdings Inc earnings date, historical data and Upstart Holdings Inc earnings call news.

UPST Latest Quarter’s Earnings

Announce Date11/3/2026

EPS Actual (USD)--

Revenue Actual (USD)364.03M

UPST Upcoming Quarter's Earnings

Announce Date--

EPS Forecast (USD)--

Revenue Forecast (USD)--

UPST FY2025 Earnings

EPS (YoY)0.56138.83%

Revenue (YoY)950.01M49.50%

Upstart Holdings Inc (UPST) Earnings History

Release Date	Period End	EPS/Forecast	Revenue/Forecast	EPS Surprise %	Revenue Surprise %
11/3/2026	09/2026	--/--	364.03M/359.87M	--	1.15%
8/4/2026	06/2026	0.17/0.53	348.02M/352.27M	-67.94%	-1.21%
5/5/2026	03/2026	-0.07/0.42	277.06M/301.34M	-116.35%	-8.06%
2/10/2026	12/2025	0.19/0.46	265.22M/288.67M	-58.56%	-8.12%
11/4/2025	09/2025	0.33/0.42	277.11M/279.62M	-21.98%	-0.90%
8/5/2025	06/2025	0.06/0.26	257.29M/225.37M	-77.07%	14.16%
5/6/2025	03/2025	-0.03/0.17	185.47M/199.49M	-114.96%	-7.03%
2/11/2025	12/2024	-0.03/-0.04	199.28M/182.09M	43.39%	9.44%

Upstart Holdings Inc Latest Earnings Call Transcripts

Upstart (UPST) Q3 2026 Earnings Call: Record Fee Revenue, Guidance Cut

Upstart Q3 2026 earnings call: fee revenue reached $364M and contribution profit hit $218M, while macro pressure reduced full-year revenue and EBITDA guidance.