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OppFi Inc

OPFI

11.910USD

-0.190-1.57%

Close 09/29, 16:00（ET）Quotes delayed by 15 min

331.91MMarket Cap

LossP/E TTM



OppFi Inc

11.910

-0.190-1.57%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Company

Financials

Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of OppFi Inc

Currency: USD Updated: 2025-09-29

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Over the past 30 days, multiple analysts have rated the company as a Buy. The company is performing strongly in the stock market, with strong fundamentals and technicals supporting the momentum. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

OppFi Inc's Score

Industry at a Glance

Industry Ranking

49 / 469

Overall Ranking

101 / 4714

Industry

Software & IT Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 3 analysts

Buy

Current Rating

14.167

Target Price

+17.08%

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

OppFi Inc Highlights

StrengthsRisks

OppFi Inc. provides a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. The Company’s platform powers banks to offer accessible lending products through its proprietary technology. Its specialty finance platform focuses on helping these consumers rebuilds their financial health. Its platform provides customer experience in the industry and powers banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily. It also services customers for its SalaryTap products. SalaryTap is a payroll deduction secured installment loan product.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 17.27% year-on-year.

Turnaround to Profit

The company's performance has turned profitable, with the latest annual net income of USD .

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 32.71%.

Undervalued

The company’s latest PE is -8.76, at a low 3-year percentile range.

Institutional Selling

The latest institutional holdings are 14.21M shares, decreasing 6.49% quarter-over-quarter.

Held by Paul Tudor Jones

Star Investor Paul Tudor Jones holds 520.76K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-29

The company's current financial score is 9.90, which is higher than the Software & IT Services industry's average of 7.31. Its financial status is robust, and its operating efficiency is high. Its latest quarterly revenue reached 140.92M, representing a year-over-year increase of 13.07%, while its net profit experienced a year-over-year increase of 777.76%.

Score

Industry at a Glance

Previous score

9.90

Change



Financials

9.73

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

10.00

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.79

Key Metrics

Free cash flow

No Data

OppFi Inc's Company Valuation

Currency: USD Updated: 2025-09-29

The company’s current valuation score is 6.47, which is lower than the Software & IT Services industry's average of 7.21. Its current P/E ratio is -8.76, which is -620.55% below the recent high of 45.58 and -717.29% above the recent low of -71.56.

Score

Industry at a Glance

Previous score

6.47

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 49/469

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-29

The company’s current earnings forecast score is 7.33, which is lower than the Software & IT Services industry's average of 7.60. The average price target for OppFi Inc is 14.00, with a high of 16.00 and a low of 12.50.

Score

Industry at a Glance

Previous score

7.33

Change

Support & Resistance

No Data

Analyst Rating

Based on 3 analysts

Buy

Current Rating

14.167

Target Price

+17.08%

Upside Space

Strong Buy

Buy

Hold

Sell

Strong Sell

Peer Comparison

245

Total

Median

Average

Company name

Ratings

Analysts

OppFi Inc

OPFI

Microsoft Corp

MSFT

Palo Alto Networks Inc

PANW

Zscaler Inc

ServiceNow Inc

NOW

Fortinet Inc

FTNT

...

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-29

The company’s current price momentum score is 9.46, which is higher than the Software & IT Services industry's average of 7.05. Sideways: Currently, the stock price is trading between the resistance level at 12.97 and the support level at 10.33, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.54

Change

-0.08

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(2)

Neutral(3)

Buy(2)

Indicators

Value

Direction

MACD(12,26,9)

0.220

Buy

RSI(14)

59.811

Neutral

STOCH(KDJ)(9,3,3)

68.631

Neutral

ATR(14)

0.579

High Vlolatility

CCI(14)

63.270

Neutral

Williams %R

22.314

Buy

TRIX(12,20)

0.601

Sell

StochRSI(14)

28.360

Sell

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

11.900

Buy

MA10

11.810

Buy

MA20

11.156

Buy

MA50

10.807

Buy

MA100

11.816

Buy

MA200

10.787

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-29

The company’s current institutional recognition score is 5.00, which is lower than the Software & IT Services industry's average of 6.80. The latest institutional shareholding proportion is 54.03%, representing a quarter-over-quarter increase of 2.47%. The largest institutional shareholder is The Vanguard, holding a total of 1.48M shares, representing 5.23% of shares outstanding, with 14.47% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

BlackRock Institutional Trust Company, N.A.

1.27M

+14.33%

The Vanguard Group, Inc.

Star Investors

1.22M

+25.63%

Two Sigma Investments, LP

775.37K

-11.52%

Millennium Management LLC

808.57K

+350.67%

Renaissance Technologies LLC

Star Investors

674.72K

-18.33%

Schwartz (Todd G)

572.89K

Geode Capital Management, L.L.C.

426.90K

+3.53%

Tudor Investment Corporation

Star Investors

206.51K

-25.27%

LB Partners LLC

606.00K

-28.71%

State Street Global Advisors (US)

361.91K

+33.19%

Risk Assessment

Currency: USD Updated: 2025-09-29

The company’s current risk assessment score is 4.96, which is lower than the Software & IT Services industry's average of 5.03. The company's beta value is 1.71. This indicates that the stock tends to outperform the index during upward trending markets but experiences larger declines during downward trending markets.