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Jiayin Group Inc

JFIN
4.770USD
-0.060-1.24%
Close 03/30, 16:00ETQuotes delayed by 15 min
125.78MMarket Cap
1.04P/E TTM

Jiayin Group Inc

4.770
-0.060-1.24%
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison
TradingKey Stock Score
Overall Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
Peer Comparison

TradingKey Stock Score of Jiayin Group Inc

Currency: USD Updated: 2026-03-27

Key Insights

Jiayin Group Inc's fundamentals are relatively very healthy, with an industry-leading ESG disclosure.and its growth potential is good.Its valuation is considered fairly valued, ranking 242 out of 480 in the Software & IT Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to trend down.Despite a very weak stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Jiayin Group Inc's Score

Industry at a Glance

Industry Ranking
242 / 480
Overall Ranking
424 / 4542
Industry
Software & IT Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score
Previous score

Media Coverage

Last 24 hours
Coverage Level

Very Low
Very High
Neutral

Jiayin Group Inc Highlights

StrengthsRisks
Jiayin Group Inc is a holding company primarily engaged in the operation of fintech platforms. The Company is primarily engaged in the provision of access to credit for borrowers. The Company is engaged in the provision of consumer loans with a term of no more than 12 months. The loans are from institutional funding partners, including commercial banks, trusts, consumer finance companies and microcredit companies. The Company is also engaged in the provision of referral services for investment products, as well as guarantee services. The Company primarily operates its businesses in the domestic market.
High Growth
The company's revenue has grown steadily over the past 3 years, averaging 32.13% year-on-year.
High Dividend
The company is a high dividend payer, with the latest dividend payout ratio of 8.98%.
Undervalued
The company’s latest PE is 1.06, at a low 3-year percentile range.
Institutional Buying
The latest institutional holdings are 1.01M shares, increasing 2.71% quarter-over-quarter.
Held by James Simons
Star Investor James Simons holds 120.00K shares of this stock.

Analyst Rating

Based on 0 analysts
--
Current Rating
0.000
Target Price
0.00%
Upside Space
Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-03-27

The current financial score of Jiayin Group Inc is 5.03, ranking 473 out of 480 in the Software & IT Services industry. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 167.09M, representing a year-over-year increase of 18.02%, while its net profit experienced a year-over-year increase of 42.82%.

Score

Industry at a Glance

Previous score
5.03
Change
0

Financials

8.00

Key Metrics

Cash and cash equivalents
Total assets
Total liabilities
Free cash flow
Relevant data have not been disclosed by the company yet.

Quality of Earnings

4.00

Operational Efficiency

4.00

Growth Potential

2.21

Shareholder Returns

6.91

Jiayin Group Inc's Company Valuation

Currency: USD Updated: 2026-03-27

The current valuation score of Jiayin Group Inc is 8.86, ranking 21 out of 480 in the Software & IT Services industry. Its current P/E ratio is 1.06, which is 419.39% below the recent high of 5.52 and 28.08% above the recent low of 0.76.

Score

Industry at a Glance

Previous score
8.86
Change
0

Valuation Dimensions

P/E
P/B
P/S
P/CF
Industry Ranking 242/480
Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-03-27

No earnings forecast score is currently available for Jiayin Group Inc. The Software & IT Services industry's average is 7.60.

Score

Industry at a Glance

Previous score
0.00
Change
0

Support & Resistance

Relevant data have not been disclosed by the company yet.
No Data

Financial Forecasting

EPS
Revenue
Net Profit
EBIT
Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-03-27

The current price momentum score of Jiayin Group Inc is 6.35, ranking 311 out of 480 in the Software & IT Services industry. Currently, the stock price is trading between the resistance level at 6.06 and the support level at 4.23, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score
6.31
Change
0.04

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators

The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators
Sell(5)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MACD(12,26,9)
-0.210
Sell
RSI(14)
27.065
Sell
STOCH(KDJ)(9,3,3)
7.992
Oversold
ATR(14)
0.302
High Vlolatility
CCI(14)
-126.689
Sell
Williams %R
96.104
Oversold
TRIX(12,20)
-0.778
Sell
StochRSI(14)
11.869
Sell
Moving Average
Sell(6)
Neutral(0)
Buy(0)
Indicators
Value
Direction
MA5
5.116
Sell
MA10
5.459
Sell
MA20
5.824
Sell
MA50
6.289
Sell
MA100
6.802
Sell
MA200
10.031
Sell

Institutional Confidence

Currency: USD Updated: 2026-03-27

The current institutional shareholding score of Jiayin Group Inc is 3.00, ranking 284 out of 480 in the Software & IT Services industry. The latest institutional shareholding proportion is 3.83%, representing a quarter-over-quarter increase of 58.11%. The largest institutional shareholder is James Simons, holding a total of 120.00K shares, representing 0.46% of shares outstanding, with 94.16% increase in holdings.

Score

Industry at a Glance

Previous score
3.00
Change
0

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name
Shares Held
Chg %
Citadel Advisors LLC
34.88K
+111.05%
Renaissance Technologies LLC
Star Investors
64.10K
-18.57%
Dimensional Fund Advisors, L.P.
50.41K
+133.95%
Trexquant Investment LP
35.31K
--
Millennium Management LLC
20.23K
--
Morgan Stanley & Co. LLC
138.42K
-5.47%
GSA Capital Partners LLP
37.53K
--
1
2

Risk Assessment

Currency: USD Updated: 2026-03-27

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Software & IT Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Jiayin Group Inc is 2.85, ranking 354 out of 480 in the Software & IT Services industry. The company's beta value is 0.60. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. Jiayin Group Inc’s latest ESG disclosure leads the Software & IT Services industry, indicating outstanding, compliant performance across environmental management, social responsibility, and governance, which may help mitigate overall risk.

Score

Industry at a Glance

Previous score
2.85
Change
0
Beta vs S&P 500 index
0.70
VaR
+6.19%
240-Day Maximum Drawdown
+74.46%
240-Day Volatility
+67.16%

Return

Best Daily Return
60 days
+9.30%
120 days
+9.63%
5 years
+26.46%
Worst Daily Return
60 days
-10.72%
120 days
-10.72%
5 years
-27.56%
Sharpe Ratio
60 days
-1.24
120 days
-3.22
5 years
+0.35

Risk Assessment

Maximum Drawdown
240 days
+74.46%
3 years
+74.46%
5 years
+74.46%
Return-to-Drawdown Ratio
240 days
-0.70
3 years
-0.06
5 years
-0.03
Skewness
240 days
+0.73
3 years
+0.56
5 years
+0.60

Volatility

Realised Volatility
240 days
+67.16%
5 years
+83.31%
Standardised True Range
240 days
+12.92%
5 years
+8.10%
Downside Risk-Adjusted Return
120 days
-466.13%
240 days
-466.13%
Maximum Daily Upside Volatility
60 days
+35.97%
Maximum Daily Downside Volatility
60 days
+38.38%

Liquidity

Average Turnover Rate
60 days
+0.06%
120 days
+0.07%
5 years
--
Turnover Deviation
20 days
+19.80%
60 days
+26.91%
120 days
+58.20%

Peer Comparison

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Jiayin Group Inc
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Score
Financial Health
Valuation Dimensions
Earnings Forecast
Price Momentum
Institutional Confidence
Risk Assessment
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8.38 /10
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8.36 /10
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