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Jiayin Group Inc

JFIN

11.160USD

-0.170-1.50%

Close 09/18, 16:00（ET）Quotes delayed by 15 min

294.28MMarket Cap

0.18P/E TTM



Jiayin Group Inc

11.160

-0.170-1.50%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated：2025-09-17

Key Insights

The company's fundamentals are relatively very healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite a good stock market performance and strong technicals, the fundamentals don't support the current trend. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

231 / 470

Overall Ranking

417 / 4723

Industry

Software & IT Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Jiayin Group Inc is a China-based company engaged in providing a fintech platform to facilitate connections between underserved individual borrowers and financial institutions funding partners. The Company's businesses include loan facilitation services, post-origination services and other businesses. The loan facilitation services included services provided for the facilitation of loan transactions between borrowers and institutional funding partners. The other businesses included provision of referral services for investment products, guarantee services and so on.

High Growth

The company's revenue has grown steadily over the past 3 years, averaging 31.71% year-on-year.

High Dividend

The company is a high dividend payer, with the latest dividend payout ratio of 8.98%.

Overvalued

The company’s latest PE is 0.46, at a high 3-year percentile range.

Institutional Buying

The latest institutional holdings are 1.14M shares, increasing 23.44% quarter-over-quarter.

Held by James Simons

Star Investor James Simons holds 78.72K shares of this stock.

Financial Health

Currency: USD Updated：2025-09-17

The company's current financial score is 5.03, which is lower than the Software & IT Services industry's average of 7.27. Its financial status is robust, and its operating efficiency is low. Its latest quarterly revenue reached 223.51M, representing a year-over-year increase of 87.09%, while its net profit experienced a year-over-year increase of 121.03%.

Score

Industry at a Glance

Previous score

5.03

Change



Financials

8.00

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

4.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

4.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

2.21

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

6.91

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated：2025-09-17

The company’s current valuation score is 4.19, which is higher than the Software & IT Services industry's average of 2.10. Its current P/E ratio is 0.46, which is -33.87% below the recent high of 0.30 and 57.47% above the recent low of 0.19.

Score

Industry at a Glance

Previous score

4.28

Change

-0.09

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 231/470

No Data

Earnings Forecast

Currency: USD Updated：2025-09-17

There is no earnings forecast score for this company; the Software & IT Services industry's average is 7.60.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated：2025-09-17

The company’s current price momentum score is 6.96, which is lower than the Software & IT Services industry's average of 7.42. Sideways: Currently, the stock price is trading between the resistance level at 13.84 and the support level at 9.69, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

6.79

Change

0.17

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(3)

Neutral(3)

Buy(1)

Indicators

Value

Direction

MACD(12,26,9)

0.024

Neutral

RSI(14)

36.319

Neutral

STOCH(KDJ)(9,3,3)

42.825

Buy

ATR(14)

0.647

Low Volatility

CCI(14)

-28.202

Neutral

Williams %R

76.897

Sell

TRIX(12,20)

-0.923

Sell

StochRSI(14)

77.040

Sell

Moving Average

Sell(4)

Neutral(0)

Buy(2)

Indicators

Value

Direction

MA5

11.070

Buy

MA10

11.048

Buy

MA20

12.102

Sell

MA50

13.594

Sell

MA100

14.239

Sell

MA200

11.676

Sell

Institutional Confidence

Currency: USD Updated：2025-09-17

The company’s current institutional recognition score is 3.00, which is lower than the Software & IT Services industry's average of 6.81. The latest institutional shareholding proportion is 4.33%, representing a quarter-over-quarter decrease of 2.47%. The largest institutional shareholder is James Simons, holding a total of 78.72K shares, representing 0.30% of shares outstanding, with 307.79% increase in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Sunshinewoods Holdings Ltd

401.62K

Morgan Stanley & Co. LLC

66.37K

+3743.31%

Renaissance Technologies LLC

Star Investors

61.80K

+220.36%

Morgan Stanley Smith Barney LLC

20.00K

+2000100.00%

Risk Assessment

Currency: USD Updated：2025-09-17

The company’s current risk assessment score is 3.97, which is lower than the Software & IT Services industry's average of 4.01. The company's beta value is 0.87. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.