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Affinity Bancshares Inc

AFBI

20.470USD

+0.010+0.05%

Close 02/06, 16:00（ET）Quotes delayed by 15 min

124.78MMarket Cap

15.42P/E TTM



Affinity Bancshares Inc

20.470

+0.010+0.05%

Overview Financials Analysis Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

Overview

Financials

Analysis

Company

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score of Affinity Bancshares Inc

Currency: USD Updated: 2026-02-06

Key Insights

Affinity Bancshares Inc's fundamentals are relatively healthy, with an industry-leading ESG disclosure.and its growth potential is high.Its valuation is considered fairly valued, ranking 225 out of 397 in the Banking Services industry.Institutional ownership is very high.In the medium term, the stock price is expected to remain stable.Despite an average stock market performance over the past month, the company shows strong technicals.The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Affinity Bancshares Inc's Score

Industry at a Glance

Industry Ranking

225 / 397

Overall Ranking

420 / 4521

Industry

Banking Services

Support & Resistance

Relevant data have not been disclosed by the company yet.

Score Analysis

Current score

Previous score

Media Coverage

Last 24 hours

Coverage Level

Very Low

Very High

Negative

Affinity Bancshares Inc Highlights

StrengthsRisks

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.

Growing

The company is in a growing phase, with the latest annual income totaling USD 30.06M.

High Profit Growth

The company's net income leads the industry, with the latest annual income totaling USD 30.06M.

Overvalued

The company’s latest PB is 0.98, at a high 3-year percentile range.

Held by James Simons

Star Investor James Simons holds 61.65K shares of this stock.

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Financial Health

Currency: USD Updated: 2026-02-06

The current financial score of Affinity Bancshares Inc is 4.75, ranking 370 out of 397 in the Banking Services industry. Its financial status is stable, and its operating efficiency is low. Its latest quarterly revenue reached 7.78M, representing a year-over-year increase of 13.20%, while its net profit experienced a year-over-year increase of 58.51%.

Score

Industry at a Glance

Previous score

4.75

Change



Financials

7.02

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

Relevant data have not been disclosed by the company yet.



Quality of Earnings

2.52

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

Relevant data have not been disclosed by the company yet.



Operational Efficiency

2.83

Key Metrics

Cash flow from operating activities

Income after tax

Relevant data have not been disclosed by the company yet.



Growth Potential

6.65

Key Metrics

Cash flow from operating activities

Total revenue

Relevant data have not been disclosed by the company yet.



Shareholder Returns

4.71

Key Metrics

Free cash flow

Relevant data have not been disclosed by the company yet.

Affinity Bancshares Inc's Company Valuation

Currency: USD Updated: 2026-02-06

The current valuation score of Affinity Bancshares Inc is 7.38, ranking 262 out of 397 in the Banking Services industry. Its current P/E ratio is 15.42, which is 54.13% below the recent high of 23.77 and 35.07% above the recent low of 10.01.

Score

Industry at a Glance

Previous score

7.38

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 225/397

Relevant data have not been disclosed by the company yet.

Earnings Forecast

Currency: USD Updated: 2026-02-06

No earnings forecast score is currently available for Affinity Bancshares Inc. The Banking Services industry's average is 7.33.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

Relevant data have not been disclosed by the company yet.

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2026-02-06

The current price momentum score of Affinity Bancshares Inc is 8.51, ranking 288 out of 397 in the Banking Services industry. Currently, the stock price is trading between the resistance level at 20.73 and the support level at 20.08, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

8.51

Change

Support & Resistance

Relevant data have not been disclosed by the company yet.

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(3)

Buy(3)

Indicators

Value

Direction

MACD(12,26,9)

0.015

Buy

RSI(14)

52.236

Neutral

STOCH(KDJ)(9,3,3)

75.569

Neutral

ATR(14)

0.282

High Vlolatility

CCI(14)

94.070

Neutral

Williams %R

20.000

Buy

TRIX(12,20)

-0.023

Sell

StochRSI(14)

56.513

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

20.428

Buy

MA10

20.385

Buy

MA20

20.328

Buy

MA50

20.377

Buy

MA100

19.788

Buy

MA200

19.260

Buy

Institutional Confidence

Currency: USD Updated: 2026-02-06

The current institutional shareholding score of Affinity Bancshares Inc is 3.00, ranking 252 out of 397 in the Banking Services industry. The latest institutional shareholding proportion is 29.47%, representing a quarter-over-quarter increase of 0.42%. The largest institutional shareholder is The Vanguard, holding a total of 165.38K shares, representing 2.71% of shares outstanding, with 49.72% decrease in holdings.

Score

Industry at a Glance

Previous score

3.00

Change

Institutional Shareholding

Relevant data have not been disclosed by the company yet.

Shareholder Activity

Name

Shares Held

Chg %

Lehman (Kenneth R)

772.01K

Affinity Bank Employee Stock Ownership Plan

549.71K

AllianceBernstein L.P.

546.55K

+49.16%

Raffles Capital Management, LLC

199.13K

The Vanguard Group, Inc.

Star Investors

151.81K

-55.44%

Cigogne Management S.A.

115.42K

+275.47%

Cooney (Edward John)

110.40K

Yakira Capital Management, Inc.

94.51K

-24.53%

Fortson (William D JR)

68.30K

Renaissance Technologies LLC

Star Investors

61.65K

+2.49%

Risk Assessment

Currency: USD Updated: 2026-02-06

The U.S. Dollar Index is currently in a neutral state, which has a neutral effect on the Banking Services domestic-focused industry. The Dollar Index (DXY) measures the value of the U.S. dollar against a basket of major currencies, including the euro, yen, pound sterling, Canadian dollar, Swedish krona, and Swiss franc. The current risk assessment score of Affinity Bancshares Inc is 4.03, ranking 353 out of 397 in the Banking Services industry. The company's beta value is 0.23. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets. with an industry-leading ESG disclosure.