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Affinity Bancshares Inc

AFBI

19.820USD

+0.120+0.61%

Close 09/19, 16:00（ET）Quotes delayed by 15 min

124.77MMarket Cap

17.68P/E TTM



Affinity Bancshares Inc

19.820

+0.120+0.61%

Overview Company Financials Analysis

TradingKey Stock Score

Overall Financial Health

Valuation Dimensions

Earnings Forecast

Price Momentum

Institutional Confidence

Risk Assessment

Peer Comparison

TradingKey Stock Score

Currency: USD Updated: 2025-09-19

Key Insights

The company's fundamentals are relatively healthy. Its valuation is considered fairly valued,and institutional recognition is very high. Despite an average stock market performance, the company shows strong fundamentals and technicals. The stock price is trading sideways between the support and resistance levels, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Industry Ranking

150 / 400

Overall Ranking

281 / 4720

Industry

Banking Services

Support & Resistance

No Data

Score Analysis

Current score

Previous score

Analyst Rating

Based on 0 analysts

Current Rating

Target Price

Upside Space

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Company Highlights

StrengthsRisks

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Company's business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.

Growing

The company is in a growing phase, with the latest annual income totaling USD 28.21M.

Overvalued

The company’s latest PB is 1.01, at a high 3-year percentile range.

Institutional Selling

The latest institutional holdings are 3.45M shares, decreasing 5.40% quarter-over-quarter.

Held by The Vanguard

Star Investor The Vanguard holds 340.66K shares of this stock.

Financial Health

Currency: USD Updated: 2025-09-19

The company's current financial score is 8.74, which is higher than the Banking Services industry's average of 7.06. Its financial status is stable, and its operating efficiency is high. Its latest quarterly revenue reached 7.56M, representing a year-over-year increase of 1.53%, while its net profit experienced a year-over-year increase of 108.73%.

Score

Industry at a Glance

Previous score

8.74

Change



Financials

7.84

Key Metrics

Cash and cash equivalents

Total assets

Total liabilities

Free cash flow

No Data



Quality of Earnings

10.00

Key Metrics

Total revenue

Operating profit

Total assets

SG&A

No Data



Operational Efficiency

10.00

Key Metrics

Cash flow from operating activities

Income after tax

No Data



Growth Potential

6.72

Key Metrics

Cash flow from operating activities

Total revenue

No Data



Shareholder Returns

9.13

Key Metrics

Free cash flow

No Data

Company Valuation

Currency: USD Updated: 2025-09-19

The company’s current valuation score is 1.20, which is lower than the Banking Services industry's average of 1.34. Its current P/E ratio is 17.81, which is 11.33% below the recent high of 19.83 and 25.41% above the recent low of 13.29.

Score

Industry at a Glance

Previous score

1.20

Change

Valuation Dimensions

P/E

P/B

P/S

P/CF

Industry Ranking 150/400

No Data

Earnings Forecast

Currency: USD Updated: 2025-09-19

There is no earnings forecast score for this company; the Banking Services industry's average is 7.39.

Score

Industry at a Glance

Previous score

0.00

Change

Support & Resistance

No Data

No Data

Financial Forecasting

EPS

Revenue

Net Profit

EBIT

No Data

Data disclaimer: Analyst ratings and target prices are provided by LSEG for informational purposes only and do not constitute investment advice.

Price Momentum

Currency: USD Updated: 2025-09-19

The company’s current price momentum score is 9.27, which is higher than the Banking Services industry's average of 8.43. Sideways: Currently, the stock price is trading between the resistance level at 20.18 and the support level at 18.96, making it suitable for range-bound swing trading.

Score

Industry at a Glance

Previous score

9.27

Change

0.17

Support & Resistance

No Data

Indicators



The Indicators feature provides value and direction analysis for various instruments under a selection of technical indicators, together with a technical summary.

This feature includes nine of the commonly used technical indicators: MACD, RSI, KDJ, StochRSI, ATR, CCI, WR, TRIX and MA. You may also adjust the timeframe depending on your needs.

Please note that technical analysis is only part of investment reference, and there is no absolute standard for using numerical values to assess direction. The results are for reference only, and we are not responsible for the accuracy of the indicator calculations and summaries.

Indicators

Sell(1)

Neutral(1)

Buy(4)

Indicators

Value

Direction

MACD(12,26,9)

0.002

Buy

RSI(14)

62.987

Neutral

STOCH(KDJ)(9,3,3)

61.945

Buy

ATR(14)

0.202

Low Volatility

CCI(14)

108.894

Buy

Williams %R

17.544

Overbought

TRIX(12,20)

0.141

Sell

StochRSI(14)

64.981

Buy

Moving Average

Sell(0)

Neutral(0)

Buy(6)

Indicators

Value

Direction

MA5

19.720

Buy

MA10

19.669

Buy

MA20

19.534

Buy

MA50

19.180

Buy

MA100

18.778

Buy

MA200

18.374

Buy

Institutional Confidence

Currency: USD Updated: 2025-09-19

The company’s current institutional recognition score is 5.00, which is lower than the Banking Services industry's average of 6.22. The latest institutional shareholding proportion is 54.85%, representing a quarter-over-quarter increase of 0.74%. The largest institutional shareholder is The Vanguard, holding a total of 340.66K shares, representing 5.41% of shares outstanding, with 1.27% increase in holdings.

Score

Industry at a Glance

Previous score

5.00

Change

Institutional Shareholding

No Data

Shareholder Activity

Name

Shares Held

Chg %

Lehman (Kenneth R)

772.01K

Affinity Bank Employee Stock Ownership Plan

549.71K

AllianceBernstein L.P.

361.17K

-8.74%

The Vanguard Group, Inc.

Star Investors

342.65K

Raffles Capital Management, LLC

199.13K

Yakira Capital Management, Inc.

141.22K

-1.81%

Cigogne Management S.A.

115.42K

+275.47%

Cooney (Edward John)

110.40K

Fortson (William D JR)

68.30K

Dimensional Fund Advisors, L.P.

58.36K

+6.23%

Risk Assessment

Currency: USD Updated: 2025-09-19

The company’s current risk assessment score is 5.85, which is higher than the Banking Services industry's average of 5.23. The company's beta value is 0.48. This indicates that the stock tends to underperform the index during upward trending markets but experiences smaller declines during downward trending markets.