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Bank of China posts 2.18% rise in 2025 profit

ReutersMar 30, 2026 8:59 AM
  • 2025 net profit at 243.021 billion yuan
  • NIM 1.26% December-end vs 1.26% September-end
  • NPL ratio 1.23% December-end vs 1.24% September-end

- Bank of China 601988.SS, 3988.HK on Monday reported a 2.18% rise in net profit for 2025.

Net profit reached 243.021 billion yuan ($35.16 billion) versus the 240.16 billion yuan median of 15 analyst estimates compiled by LSEG.

The results come after three of China's largest banks reported nearly flat annual profit on Friday as the world's second-largest economy reels from a deepening property sector debt crisis amid a prolonged slowdown.

Net interest margin - a gauge of profitability - was 1.26% at the end of December, the same as at the end of September.

The bank's non-performing loan ratio was 1.23% at December-end compared with 1.24% three months earlier.

($1 = 6.9119 Chinese yuan renminbi)

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