Workplace benefits provider Unum Group Q4 revenue misses analyst expectations
Overview
Workplace benefits provider's Q4 revenue missed analyst expectations
Net income for Q4 fell compared to the previous year
Company returned $1.3 bln to shareholders in 2025
Outlook
Unum Group expects 2026 premium growth of 4% to 7%
Company forecasts 2026 after-tax adjusted operating income per share of $8.60 to $8.90
Unum Group to exclude Closed Block segment from adjusted operating income calculation in 2026
Result Drivers
PREMIUM INCOME - Unum US segment saw a 1.6% increase in premium income, driven by sales, despite a decrease in group disability premiums due to expected run-off
INTERNATIONAL GROWTH - Unum International segment reported a 17.1% increase in premium income, driven by in-force block growth and favorable persistency
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue | Miss | $3.24 bln | $3.28 bln (6 Analysts) |
Q4 Net Income |
| $174.10 mln |
|
Q4 Adjusted Operating Income |
| $322.30 mln |
|
Q4 Pretax Profit |
| $218.40 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 9 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the life & health insurance peer group is "buy"
Wall Street's median 12-month price target for Unum Group is $92.00, about 19.5% above its February 4 closing price of $76.97
The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 8 three months ago
Press Release: ID:nBw9yQGs8a
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.
Related Articles
Coca Cola (KO) Q4 Earnings Preview: Look for the Upside in the AI Initiatives, not in the Revenue and the EPS
Coca-Cola (KO) enters its fourth-quarter 2025 earnings call tomorrow with significant momentum. However, a fundamental shift is occurring.
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
