Horace Mann Q4 core EPS beats estimates

Overview

• Financial services firm's Q4 revenue missed analyst expectations

• Core EPS for Q4 beat analyst expectations

• Net income for Q4 decreased compared to last year

Outlook

• Horace Mann expects sustained, profitable growth in 2026 and beyond

• Company aims to deliver consistent and reliable value to shareholders

• Horace Mann plans to expand products and solutions to more educators

Result Drivers

• LOWER CATASTROPHE LOSSES - Co attributed improved Property & Casualty segment results to lower catastrophe losses, enhancing combined ratio by over 8 points

• STRONG SEGMENT PERFORMANCE - Co noted strong underlying results across all segments, aligning with profitability targets

• BUSINESS DIVERSIFICATION - Co's strategy of diversification contributed to record core earnings and solid return on equity

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the property & casualty insurance peer group is "buy"

• Wall Street's median 12-month price target for Horace Mann Educators Corp is $51.00, about 13.6% above its February 2 closing price of $44.88

• The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBw2C8zcza

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