First Pacific Bancorp Q4 net income rises yr/yr
Overview
California community bank's Q4 net income rose yr/yr to $558,000
Company's total assets grew to $490 mln, up $57 mln from end of 2024
Closed $7 mln senior debt financing to enhance liquidity
Outlook
Company focuses on driving sustained profitability and enhancing shareholder value
First Pacific Bancorp emphasizes conservative underwriting and active portfolio oversight
Company aims to grow responsibly while maintaining strong credit quality
Result Drivers
BALANCE SHEET GROWTH - Total assets increased by $57 mln from the end of 2024
CAPITAL STRENGTHENING - Closed $7 mln in senior debt financing to enhance liquidity and capital ratios, with $3.3 mln contributed to the bank
ASSET QUALITY - Maintained excellent asset quality with minimal non-performing assets and zero loan losses
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Net Income |
| $558,000 |
|
Press Release: ID:nGNX1rgg2R
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