
Overview
Colorado bank's Q4 net income rises to $19.7 mln, driven by higher interest income
Net interest margin for Q4 increases to 3.57% from 3.54% in prior quarter
Provision for loan losses rises to $1.8 mln in Q4
Outlook
Company did not provide specific guidance for future quarters or full year in press release
Result Drivers
INTEREST INCOME - Interest income rose by $1.7 mln in Q4 2025 due to higher yields and increased loan balances
NONINTEREST INCOME - Noninterest income grew by $2.2 mln in Q4 2025, driven by higher service charges and life insurance earnings
NONINTEREST EXPENSE - Noninterest expenses rose by $3.9 mln in Q4 2025 due to higher salary, benefit, and occupancy costs
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Net Income |
| $19.70 mln |
|
Q4 Net Interest Margin |
| 3.57% |
|
Q4 Provision For Loan Losses |
| $1.80 mln |
|
Press Release: ID:nGNXCv6Tn
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