Pacific Financial Q4 net income falls, dividend rises
Overview
Bank holding company's preliminary Q4 net income fell compared to Q3
Company's net interest income increased slightly in Q4
Company declared higher quarterly dividend of $0.15 per share
Result Drivers
LOAN AND DEPOSIT GROWTH - Co said loan and deposit growth contributed to increased net interest income in Q4
HIGHER NON-INTEREST EXPENSES - Co reported increased non-interest expenses due to higher incentive and payroll accruals, and state taxes
PROVISION FOR CREDIT LOSSES - Co recorded a provision for credit losses of $120,000 in Q4, impacting net income
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.31 |
|
Q4 Net Income |
| $3.10 mln |
|
Q4 Net Interest Income |
| $12.30 mln |
|
Q4 Dividend |
| $0.15 |
|
Q4 Net Interest Margin |
| 4.11% |
|
Press Release: ID:nGNX6gY6y4
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.
Related Articles
Coca Cola (KO) Q4 Earnings Preview: Look for the Upside in the AI Initiatives, not in the Revenue and the EPS
Coca-Cola (KO) enters its fourth-quarter 2025 earnings call tomorrow with significant momentum. However, a fundamental shift is occurring.
Warsh’s Fed Era Signals a Death Knell for QE, Jolting the $30 Trillion Treasury Market
With Warsh’s nomination, his past proposals for governing the Federal Reserve are being brought to the forefront. A central issue is the formulation of a new "1951 Accord" to restructure the relationship between the Fed and the Treasury. Analysts suggest such a move could impact the $30 trillion Tre
Amazon Stock Predictions for 2026 to 2030: Will They Exceed Expectations and Achieve Major Long-Term Goals?
TradingKey - As we head into 2026, many investors are questioning where Amazon (AMZN) fits into the technology world.
A Crash After a Surge: Why Silver Lost 40% in a Week?
TradingKey - Spot silver (XAGUSD) prices continue to decline. Silver plunged 20% on Thursday, breaking below $71 per ounce, with the sell-off intensifying on Friday as prices fell further below $64. Compared to the all-time high set on January 29, silver prices have retraced more than 40%, wiping out nearly all gains accumulated over the previous month.
