Hilltop Holdings Q4 income rises, sets new $125 mln buyback program

Overview

• Dallas financial holding company's Q4 income rises yr/yr

• Company authorized $125 mln stock repurchase program

Outlook

• Company says uncertain economic conditions may impact 2026 financial performance

• Hilltop focuses on delivering sound results while managing capital in 2026

Result Drivers

• CORE LOAN AND DEPOSIT GROWTH - PlainsCapital Bank reported healthy growth in core loans and deposits, contributing to Hilltop's financial performance

• OPERATIONAL EFFICIENCY - PrimeLending reduced pre-tax losses by 48% due to operational efficiency improvements despite a challenging home-buying market

• STRONG SEGMENT PERFORMANCE - HilltopSecurities achieved $501 mln in net revenue with a 13.5% pre-tax margin, driven by Structured Finance, Wealth Management, and Public Finance

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy."

• Wall Street's median 12-month price target for Hilltop Holdings Inc is $36.00, about 2.2% below its January 29 closing price of $36.80

• The stock recently traded at 18 times the next 12-month earnings vs. a P/E of 19 three months ago

Press Release: ID:nBw8BGbyHa

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