Hartford Insurance beats Q4 core EPS estimates

Overview

• Insurance provider's Q4 core EPS beat analyst expectations, driven by strong premium growth

• Q4 adjusted net income beat estimates, reflecting favorable prior year development

• Company returned $546 mln to shareholders in Q4 through buybacks and dividends

Outlook

• Company enters 2026 with momentum due to disciplined underwriting and strong distribution relationships

Result Drivers

• P&C PREMIUM GROWTH - 8% growth in P&C earned premium contributed to higher earnings

• BUSINESS INSURANCE PERFORMANCE - Business Insurance saw a 7% increase in written premiums and a lower loss and loss adjustment expense ratio

• PERSONAL INSURANCE IMPROVEMENT - Personal Insurance improved its underlying loss and loss adjustment expense ratio due to pricing increases

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 12 "strong buy" or "buy", 12 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the multiline insurance & brokers peer group is "hold."

• Wall Street's median 12-month price target for Hartford Insurance Group Inc is $145.00, about 11% above its January 28 closing price of $130.67

• The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBw3VQ2dSa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.