Bank of Botetourt Q4 profit rises on higher loan income
Overview
Virginia community bank's Q4 net income rose 38.64% yr/yr
Basic EPS for Q4 increased to $1.32 from $0.94 yr/yr
Company announced 11.1% increase in quarterly dividend
Outlook
Company remains focused on delivering long-term shareholder value
Bank of Botetourt to pay increased quarterly dividend of $0.25 per share
Result Drivers
LOAN INCOME - Increase in interest and fees on loans by $1,588,000 contributed to higher net income
INTEREST EXPENSE - Decrease in interest expense by $181,000 due to lower rates on deposits and borrowings
NONINTEREST INCOME - Noninterest income increased by $24,000 due to higher service charges and mortgage loan gains
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $1.32 |
|
Q4 Basic EPS |
| $1.32 |
|
Press Release: ID:nPnJ1XfKa
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