
Overview
Community bank's Q4 net income rose to $7.4 mln from $7.1 mln in 2024
Company's Q4 net interest margin improved to 2.47% from 2.36% in Q3
Deposits, excluding brokered, rose $212.2 mln in Q4 2025
Outlook
West Bancorporation sees opportunities for further improvements in 2026 through strategic balance sheet management
West Bancorporation's customer base continues to grow in all markets
Result Drivers
NET INTEREST INCOME - Increase driven by growth in interest-earning assets and reductions in deposit interest rates
DEPOSIT GROWTH - Excluding brokered deposits, deposits increased $212.2 mln in Q4 2025
CREDIT QUALITY - No loans on nonaccrual status or past due greater than 30 days at year-end
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.43 |
|
Q4 Net Income |
| $7.40 mln |
|
Q4 Net Interest Income |
| $24.20 mln |
|
Q4 Adjusted Net Interest Margin |
| 2.47% |
|
Q4 Dividend |
| $0.25 |
|
Analyst Coverage
The one available analyst rating on the shares is "hold"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for West Bancorporation Inc is $25.00, about 12% above its January 28 closing price of $22.33
Press Release: ID:nGNXbW1S50
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