tradingkey.logo

Virginia National Bankshares Q4 profit rises 30% on lower interest expense

ReutersJan 29, 2026 1:38 PM


Overview

  • Bank holding company reported Q4 net income of $6.0 mln, up from $4.6 mln last year

  • Net interest income for Q4 increased by 9.1% yr/yr

  • Company declared a quarterly dividend of $0.36 per share


Outlook

  • Virginia National Bankshares did not provide specific guidance for future quarters or the full year


Result Drivers

  • DECREASED INTEREST EXPENSE - Co attributed increased net income to decreased interest expense due to lower cost of funds

  • STEADY YIELDS - Yields on earning assets held steady despite several reductions in the prime rate, supporting financial results

  • STRONG ASSET QUALITY - Co said strong asset quality continues to enhance financial results


Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 EPS

$1.10

Q4 Net Income

$5.96 mln

Q4 Net Interest Income

$13.35 mln

Press Release: ID:nPnCymsQa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

Disclaimer: The information provided on this website is for educational and informational purposes only and should not be considered financial or investment advice.

Related Articles

KeyAI