GBank Financial reports record Q4 net income

Overview

• Bank holding company reported record Q4 net income of $7.4 mln

• SBA lending impacted by government shutdown, but loan originations exceeded last year

Outlook

• Company anticipates growth fueled by gaming and fintech investments in 2026

• GBank plans targeted marketing for new credit card customers in Q1 2026

• Company expects 4% average pretax gain on sale of loan margin going forward

Result Drivers

• SBA LENDING IMPACT - Government shutdown led to reduced SBA loan originations in Q4 2025

• NET INTEREST INCOME - Increase driven by higher average balances of interest-earning assets

• INVESTMENT GAINS - Gains on investment security sales contributed to non-interest income

Key Details

Analyst Coverage

• The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy."

• Wall Street's median 12-month price target for GBank Financial Holdings Inc is $52.50, about 57.5% NOT AVAILABLE its January 27 closing price of $33.33

• The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 16 three months ago

Press Release: ID:nGNXbjgLSm

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