Affinity Bancshares Q4 net income rises 62% yr/yr
Overview
Company's Q4 net income rises to $2.1 mln from $1.3 mln yr/yr
Company's net interest income for Q4 increased to $8.3 mln
Q4 net interest margin improved to 3.77% from 3.56% yr/yr
Outlook
Affinity Bancshares did not provide specific guidance for future financial performance
Result Drivers
NET INTEREST INCOME - Increase in net interest income attributed to higher interest income on loans and deposits, despite higher deposit costs
NONINTEREST EXPENSES - Decrease in noninterest expenses due to lower salaries and employee benefits
NET INTEREST MARGIN - Improved net interest margin due to decreased yields on interest-bearing liabilities, offset by lower yields on interest-earning deposits and investments
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.34 |
|
Q4 Net Income |
| $2.13 mln |
|
Q4 Net Interest Income |
| $8.25 mln |
|
Q4 Net Interest Margin |
| 3.77% |
|
Press Release: ID:nBw6YlBY9a
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