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PBCO Financial Corporation's Q4 net income rises

ReutersJan 22, 2026 11:09 PM


Overview

  • Oregon commercial bank's Q4 net income rose to $2.5 mln, EPS increased to $0.48

  • Loans grew by $7.1 mln or 1.3% in Q4

  • Deposits fell by $23 mln in Q4


Outlook

  • Company did not provide specific guidance for future quarters or the upcoming year


Result Drivers

  • DEPOSIT DECLINE - Decrease in deposits, leading to net decrease for the year


Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 EPS

$0.48

Q4 Net Income

$2.5 mln

Q4 Net Interest Income

$7.36 mln

Q4 Net Interest Margin

3.98%

Q4 Pretax Profit

$3.38 mln

Press Release: ID:nBw7Zd6p6a

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