
Overview
Banking firm's Q4 net income fell slightly, while core net income increased
Company saw strong loan and deposit growth in Q4
Company repurchased 150,504 shares, enhancing shareholder value
Outlook
Company expects positive profitability trends to continue throughout 2026
Result Drivers
LOAN AND DEPOSIT GROWTH - Strong loan and deposit growth, particularly in Southwest and Southeast Louisiana, contributed to Q4 results
STABLE NET INTEREST MARGIN - Net interest margin remained stable at 3.71%, supporting consistent earnings
SHAREHOLDER VALUE - Stock repurchase program and increased book value per share enhanced shareholder value
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 EPS |
| $0.71 |
|
Q4 Adjusted Net Income |
| $23.50 mln |
|
Q4 Net Interest Income |
| $70.90 mln |
|
Q4 Loan Loss Provision |
| $3.74 mln |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Business First Bancshares Inc is $31.00, about 9.9% above its January 21 closing price of $28.21
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 8 three months ago
Press Release: ID:nGNX9jMG1N
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