Bank7 surpasses Q4 profit expectations on strong loan and deposit growth
Overview
Bank7's Q4 EPS of $1.12 beat analyst expectations
Net income for Q4 was $10.8 mln, beating analyst estimates
Company's total assets grew to $2.0 bln, up 12.87% yr/yr
Outlook
Bank7 did not provide specific financial guidance for 2026
Result Drivers
LOAN AND DEPOSIT GROWTH - Bank7 reported strong loan and deposit growth, contributing to its overall performance
ASSET AND LOAN EXPANSION - Total assets increased by 12.87% and total loans grew by 14.96% yr/yr, indicating expansion
STRONG CAPITAL LEVELS - Bank7 maintained capital levels significantly above regulatory requirements
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Total interest income |
| $32.82 mln |
|
Q4 EPS | Beat | $1.12 | $1.05 (3 Analysts) |
Q4 Net Income | Beat | $10.8 mln | $10.06 mln (3 Analysts) |
Q4 Net Interest Income |
| $22.27 mln |
|
Q4 Net Interest Margin |
| 4.76% |
|
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
Wall Street's median 12-month price target for Bank7 Corp is $53.00, about 22.9% above its January 14 closing price of $43.14
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nPnFH4cna
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