Home BancShares Q4 revenue beats expectations, helped by loan growth

Overview

• Regional bank's Q4 2025 revenue beat analyst expectations

• Adjusted EPS for Q4 2025 met analyst expectations

• Adjusted net income for Q4 2025 slightly beat analyst expectations

Outlook

• Company expects Mountain Commerce Bancshares acquisition to close in first half of 2026

Result Drivers

• LOAN GROWTH - Co experienced $400.2 mln increase in loans during Q4, contributing to revenue growth

• INTEREST EXPENSE REDUCTION - Decrease in interest expense contributed to improved net interest margin

• LAWSUIT RECOVERY - Non-interest income included $4.9 mln from lawsuit recovery, boosting overall income

Key Details

*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage

• The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

• The average consensus recommendation for the banks peer group is "buy"

• Wall Street's median 12-month price target for Home BancShares Inc is $33.00, about 15.3% above its January 14 closing price of $28.61

• The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nGNX6XJBwt

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