United Bancorp Q2 net income rises

Overview

• United Bancorp Q2 diluted EPS rises 10% to $0.33

• Net income for Q2 2025 increases 10% to $1.914 mln

• Company's net interest income grows 6.4% yr/yr

Outlook

• Company anticipates continued growth in net interest income and margin expansion

• United Bancorp expects new initiatives to drive future profitability

Result Drivers

• ASSET GROWTH - Total assets increased by $26 mln, driven by gross loans and cash growth

• INTEREST INCOME - Net interest income rose 6.4% yr/yr, fueled by asset growth

• CREDIT STABILITY - Maintained credit strength with low nonperforming assets despite economic uncertainty

Key Details

Analyst Coverage

• The one available analyst rating on the shares is "buy"

• The average consensus recommendation for the banks peer group is "buy"

• Wall Street's median 12-month price target for United Bancorp Inc is $20.00, about 29.8% above its July 30 closing price of $14.04

• The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nACST2BG2a